Saving lots in pots!

~FlowerPot~

thank you @MovingForwards for your kind words. I did overdo it a bit yesterday! but didn't do anything else physical yesterday! However my wrists are still sore today, so will rest them up a bit and not do any gardening for a few days. Plus its raining today!!

I am however pleased to get that job done its been on my mind for months, way over due!! Nad its one bed tucked up ready for next year. I am determoned to get on top of my garden and have it looking the best its ever been my next Spring!!

Been to work today and an extra patient rang on the off chance, so I squeezed her in and got some extra pennies today. Which means I have my enevlope stuffing money ready already this week  yey!

Trying really hard not to go to the SM this week as the food acc is very low. Last night we had macoroni cheese and tonight is leftovers night 1 portion of curry, 2 portions of shepherds pie and 1 portion of mac cheese. We will decide whos getting what at tea time and Ill add in some veg. Then tomorrow there is some beef burgers and chickens steaks. I will just need to buy some rolls. We go on holiday next thursday, i wonder how many days I can find food for? hmmm?

Grateful today for gorgeous doggy snuggles. Pupster seems extra cuddly today. On my lap and under a blankie

~FlowerPot~

Took the DLA form to the post office this afternoon, very pleased I managed to get this big toad of a job done

Work was down 2 clients today. Frustrating, yesterday was up 1 but down 2 today!! 

hoo hum ~ went to TKmaxx this afternoon and bought DS2 a couple of t shirts and a shirt for holiday, he rarely comes out with me and rarely gets new things. Also had a dental checkup for me and DS2, as hes 18 it was £25 for each of us. And I still have tooth ache, but nothing to be done apparently! thankfully it has eased off a little

So now I need to work out my accounts. I have a pot for my health needs (teeth and eyes) But its not reached its target yet and also I wasnt thinking about having to pay for DS 1 or 2. SO I need to consider upping this. Especially as we both need a hygene app

Grateful today for DS2 making foccaccia bread for lunch ~ he can actullay be quite useful at times :Dand it was really tasty

MovingForwards

Perhaps rubbing, and leaving, sensitive paste on the problem area and see if that makes a difference.

What other bits have you got in the freezer and cupboards to make meals from? Veg and lentil curry or soup, lentil spag bol, bean and lentil chilli?

Could DS2 make rolls as he's good with bread products.

~FlowerPot~

MovingForwards said:

Perhaps rubbing, and leaving, sensitive paste on the problem area and see if that makes a difference.

What other bits have you got in the freezer and cupboards to make meals from? Veg and lentil curry or soup, lentil spag bol, bean and lentil chilli?

Could DS2 make rolls as he's good with bread products.

yep ive started rubbubg some sensodyne tp  right roound the tooth, im hoping it helps as last night it was extremley painful. not so bad today, but cant put up with that level of pain, ill be pulling it out my self!!

Tonight we are going out for food again tonight ! last night was special, it was our 20th wedding anniversary, and that felt important to us to celebrate.

And tonight we are celebrating DS2s amazing Alevel results so we are out again.

Tomorrow i will go through the pantry and see food i can find!!

~FlowerPot~

So round up time, that it its all a bit up and down this week. Quite a spendy week....preps for holibobs..18th Birthday for DS1 girlfriend ..wedding anniversary (20 years!!) ... A levels results meal out ... plus other bits and pieces that i need to rein in!!

• EF £50 added this week ~ BUT £78  taken out Oops. But the interest is building £3.34 last month and any round up are going in here too. I had to borrow for 3 dental checkups, 2 for me and 1 for DS2 And I didnt want to use my health pot becasue I still have tooth ache and I might need it!!
  
• Xmas 1p challenge now ~ £425.83 / £667.00 ~ so I nearly got to £500 BUT had to buy a large 18th birthday present so decided to use the xmas fund. AND I think moving into 2024, I will pop £20 across a week and make it the xmas and birthday fund.
  
• Health pot plus ~£10
  
• Car Maint plus ~£20 this week
  
• Pension Pot £15 added PLus £90 from side hustle
  
• ISA  £0 Not focusing in this at the moment
  
• 52 week cash envelope stuffing challenge ~£52 added this week
  
• Uni pot ~ nothing sold or added 
• Monthly Mortgage OP Pot (MMOPP!!!) ~ AUG £60.00/£60.00 First month target hit. YIPPEEEE!

holibobs next week and I do have a few things to buy, so spebding will continue, but a do have a busy work week too (as the week after will be no work. But i did cleverly time the holiday to be over the aug bank holiday so I wouldnt have been working on that monday anyway!

MovingForwards

Have you any cloves at home and stick the paste on for a layer, it will soak in. May be worth adding it to the neighbours either side in case it's one of them misbehaving.

Are you building up a pot and paying it off at a certain point? Paying as you go saves interest; why do I have a feeling you've explained before, sorry!

~FlowerPot~

MovingForwards said:

Have you any cloves at home and stick the paste on for a layer, it will soak in. May be worth adding it to the neighbours either side in case it's one of them misbehaving.

Are you building up a pot and paying it off at a certain point? Paying as you go saves interest; why do I have a feeling you've explained before, sorry!

Thank yo for you reply, I think Im still half asleep I was reading you reply and couldnt work out why you are saying the neighbours were misbehaving lol!! I have clove essentail oil but when I previously had toothache, a couple of years ago I used it and ended up with a massive ulcer where it burned the gum, didnt hurt though the toothache was so bad i didnbt realise it had happened till the dentist pointed it out and I said I wouldnt use it again!! lol Hadnt though babout using actual cloves, that would be less intense! thank you

As for the pot, i assume you mean the mortage one, my intention is to pay it off when I get to £60/ once a month. But this is the first month, so well see need to speak with DH to see if there is a best time to pay it.

MovingForwards

Ouch, no surprise that put you off! 
You could always pay the money each time a bit is received, rather than building a monthly pot. Sooner it's paid, quicker it saves daily interest.

If you can, all these financial things hubby knows but you don't, learn or write the key info down. 

Hope you're having a restful, but fun, weekend.

Shineyhappy

Sorry I have been awol for so long but apart from the toothache I’m glad to see things are going so well.

Getting shot of the mortgage has made such a difference to us. For me it was a millstone around my neck and I would never have one again. We could pay any OP on ours of any amount without an issue (as long as it wasn’t over 10% a year) so if I found 50p I would transfer 50p, our mortgage statement was huge. Every saving was paid straight away and it felt good and motivated me, but we are all different.

I use PA for pension OPs and it makes a difference having a reason to do them as some are so dull and repetitive. I hope you enjoy your holiday, are you going away?

~FlowerPot~

MovingForwards said:

Ouch, no surprise that put you off! 
You could always pay the money each time a bit is received, rather than building a monthly pot. Sooner it's paid, quicker it saves daily interest.

If you can, all these financial things hubby knows but you don't, learn or write the key info down. 

Hope you're having a restful, but fun, weekend.

Thank you, @MovingForwards yes your right about the O/Ps Ill see how they go I might atually do that make 3x£20 payments or something. Interest is daily and payments can be made whenever so that is good. Tooth has been more settled today, but dont dare eat on that side!!