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Escape to the country & living off savings

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  • SuzeQStan
    SuzeQStan Posts: 1,716 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Your village sounds really lovely SYA 🌺🌸🌷
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    do you have the recipe for the mince and BNQ chilli? sounds nice and I have a BNQ that needs using!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks SQS 😊

    Flowers I just chop up butternut squash into cubes and chuck it in the slow cooker with mince beef, onions, red peppers & tin toms with some chilli powder & garlic powder. About an hour before the end I put in chopped courgettes, kidney beans half tin baked beans & a splodge of sweet chilli sauce. Add more chilli powder if needed. If it’s a bit watery I add a bit of tomato purée. 

    Weather has been awful for most of the day but thankfully no snow. Niece dropped off her dog & he has been ok but bless him he keeps looking at the door. Has been fed & walked so hopefully will settle down for the night. He’s a rescue dog from abroad and she has had him for years. She is back tomorrow. 

    I should be able to walk on the kitchen floor in the morning. I have had no access to the sink, dishwasher or bin 😬 I’ve put rubbish in a bag on the worktop where the dog can’t get at it. Washing up is piled up & I will be glad to tidy up in the morning & put dishwasher on! 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,716 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Aw bless the pup - so lucky he has you looking after him xx glad you can walk on floor tmoz - then you can get everything put to rights again 😊👍🏻👍🏻
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Nice to have a treat once in a while.

    "Make Everyday Count"



  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Puppy Bear sounds cuddly 🥰

    Bills and meals are great. You've totally got budgeting organised while having a lot of fun too.

    Any big plans this month, aside from finding the right lino, and do you think DF will invite you to his 2nd home when the weather improves further?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks Doris & MF

    Feeling a bit down today. Have been let down by my friend but will not fall out with her over it. Will just be a bit wary in future which is a shame 😔 

    Anyway, will try not to dwell on it. Aquafit this morning. Off to look at more lino with DF this afternoon. 

    I have paid my credit card in full. Savings pots are still looking ok

    Diy interest pot £641

    Holiday pot £300

    Gas & Elec £305

    Annual bills £200. (100 pm)

    Car fund      £600. (50pm)

    Xmas/bday £100.  (50pm)

    Hopefully the gas heating will be off by the end of March and the monthly gas & electric bill will drop below £100 again. I will then put the amount left from £100 a month to top up the gas & electric pot for next winter. Mse are predicting deals once prices go down in April so hopefully I will save some money & go onto direct debit. 

    No big plans this month. Had to think about the second home MF 😆 He’s had his allotment for years, since I was young & have been there multiple times. Not expecting an invite but looking forward to any surplus produce he may have ☺️

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,716 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Sorry you got let down SYA - big virtual hug to you 🤗 

    savings pots are looking better than ok!

    hear you about getting the GCH off - am hoping for a warmer April than last year! Xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Wonderful to read your progress with the house. As always great respect to you for your budgeting skills.
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