We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Escape to the country & living off savings
Comments
-
Thanks SQS 😊 Just waiting for my friend and her husband to take away my wooden summer house & then new metal shed can come over onto the concrete base. Old shed (rotten) can then get broken up and taken to the tip.New tyres fitted today. DF came with me in his car & we went to b n m and Morries after having lunch in a nearby pub. I paid for lunch, 2 for 11.99 and 2 drinks each £6.98.Aquafit in the morning0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Let’s hope it’s a bit warmer tomorrow! 🥶😰🤧Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
It was a bit warmer in the pool yesterday. Called off for milk & a hot sausage sandwich on the way home.DF and his neighbour had fitted most of the board to the kitchen floor when I got home. Just a few little bits still to stick down once the glue has dried on the main board. Kitchen is out of action but I have the fridge, microwave and kettle in the dining room with cups, plates, cutlery & bottles of water for tea/coffee. Should be back to normal by Friday apart from the washing machine which will have to wait until the lino has been fittedPopped down to see my friend for a cuppa and couldn’t resist a cake 😬 Hopefully the walk back would have stopped it spiking my sugar levels.Niece is coming over today with baby & dog. Looking forward to baby cuddles 🥰 The dog is coming to stay one night at the weekend.Tomorrow is shopping in the morning and going to look at lino in the afternoon. Spent so far on the kitchen floor £78 paid from interest earned on maturity of 1 year bond.Remaining in current account £100.98
”Payday” tomorrow & will submit meter readings. Can’t believe it’s the end of February already!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
It’s come round fast hasn’t it SYA - I know you don’t enjoy gardening but I’m so excited to see the leaves and blossom budding - spring is on its way 🌺🤞🏻
glad Aquafit was bit warmer at least! Exciting baby and puppy cuddles all on the same day!! V jealous here 🥰
loads left in account for end of month xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Great news the kitchen will be up and running soon and a free shed is always welcome.
Perfect month end with family and friends.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Not long until yor kitchen floor is done. Its so tricky to manage without using the kitchen!Getting a free shed is a real bonus!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Thanks SQS, MF & Flowers 😊
Paid myself today £833 from savings & moved £150 from my 2.51% savings account ready to go into my 6% savings account tomorrow.Budget for MarchPhone sim only £10
Tv licence 13.25
Water 13
Council tax £0
Union £2.24
Gas & Electric bill £100
Annual bills £100
Birthdays / Xmas £50
Car pot £50
Holidays £100
Petrol £40
Entertainment £100
Food £160
Aquafit £32.50
Income £833
Outgoing £770.99
Remaining £62.01
I have been to aldee this morning total spend £39.40. Meals this week are chicken fajitas, mince beef butternut squash & bean chilli & treated myself to 2 lamb shanks in mint gravy. Will use the rest of the butternut squash to make soup in the slow cooker. Snacks/ puddings will be cubes of cheese, apples, tinned pineapple & bananas. I also have no-added sugar strawberry jelly’s.
Off to look at lino this afternoon with DF.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
You're budgeting is so well organised SYA every month , I'm not too bad at keeping & sticking to monthly budgets either , it takes discipline but I stick to it! I've never thought of building up separate 'pots' tho for different things so I have started doing that putting away £70 p/m over 12 mths ! Hope the lino got chosen today x4
-
Sorry short notice @thriftylynny - saving sesh on this eve - only 6pm-6:30pmLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.0 -
Sounds like you are doing well with your budgeting and saving pots thriftylynny 😊
Unfortunately no further forward with the lino. I am going to some other showrooms next week.I have moved money into my savings pots this afternoon
Car £750 (£50 a month)
Holiday £300 (£200 from 2 months council tax free as paid over 10 months plus any leftover in monthly budget)
Annual bills £338 (£100 a month)
Gas & Electric £455
xmas / birthday £110. (£50 a month)
DIY pot £751. (From 1year bond interest)
Credit card bill due around 5 March. Will use money from pots to pay for car tyres £150, car tax £150, gas & electric £149. Kitchen floor £78.
Have been to my friends for cuppa and chat this afternoon. Then I walked up the hill to the chemist to pick up my meds & got a book from the old red phone box book exchange.Nights are getting lighter & spring bulbs are flowering around the village. It’s quite mild today and the first time I have walked round the village for a few months. Legs are aching now 😆0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards