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Escape to the country & living off savings
Comments
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So very relieved they finally got it right - you really shouldn’t have had to fight as hard as you did for it but at least it’s sorted now and you can focus on Christmas family time and think about your lovely DF. Biggest hugs to you 🥰❤️Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
Hooray for that. Time for some relaxing now awhile x2
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Oh finally! What a relief and as you can say, you can relax a bit now and enjoy Christmas and your memories of your dad x
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 33 books of target 52 in 2026 as @ 20th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Thank you Suze, Tresinia and KajiKita 🥰
Have been to meet up with my niece and little lad for lunch 2 meals, 2 refillable hot drinks=£15 & kids eat free including drink in morries cafe. Picked up a few gluten free items on offer for DS’s gf.Called off on the way home to deliver Xmas cards to mums brothers (my uncles) & cuppa and chat.Have done a round up of bank accounts into my current account. Hair cut thu will be £28 from annual bills pot. Christmas meal out with friend on Friday from this months entertainment pot. Current account stands at £154.35. Still to buy / pay for =
Friday lunch out £30 ??
shopping = £50 ??? = chicken, mushrooms, leeks, soft cream cheese, (pasta bake) & gluten free garlic bread. Plus bacon, eggs, double cream, natural yogurt. I have gluten free pasta & gf fajita kit.Petrol to my sisters £50
Next week = out for carvery with DS & gf & niece & little lad. I would like to pay for this. I think £80 should cover it & I am going to borrow from one of my pots.After Christmas now we have probate I should be able to get out of the executor account the money I am still owed (used my diy / interest pot) for death certs £50, insurance on dads house £500, Dads boiler service £85 & EPC £65 plus other bits & bobs (postage stationary etc).❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Sya I love meeting up and going out to eat with friends and family. Can sometimes pull a bit on the old budget but if not at Christmas, then when, I say xx2
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I agree Tresinia ☺️
Mostly resting yesterday. Went to friends house mid morning for cuppa & called into dads to check all ok on the way back home.Sorted online access to his energy provider. Bill currently standing at just over £100 most of which is standing charge and vat. 😕 After Christmas I will take probate into the executor bank to pay all outstanding amounts and set up direct debits for utilities going forward. Once they are paid by Ddebit the cost will go down a little more.Had a response following my complaint about probate which mentions further training will be given and they are committed to improving the service. Hope they do as I wouldn’t want anyone else going through the same at such an already difficult time.Did I mention the mobile phone refund cheque of £4 finally arrived. You may remember I posted that their process was to send dad a message and gift voucher after we had notified them he had passed away 😡 I will pay that into the executor account too.Today I am having my hair cut. Maybe final grocery shop later if I feel up to it. Friends for a cuppa and cake this afternoon then do some more wrapping. I always put wrapping off as long as possible as I really don’t enjoy it.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Can’t believe all your effort required to get that mobile refund cheque!! 😡
Hope you are feeling a bit better today?I dislike wrapping presents as well SYA so I tend to used the gift bags which is quicker/easier.
- and I know you aren’t on the free apps like Ol!o etc but i keep an eye out for used gift bags on there to collect locally as people will often offer used (but still good) gift bags
. I had a couple collections of these last year after Christmas - about 50 of them in total (!!) so that’s me sorted for years gift wrapping wise 🤣
xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
I would love to just shove them all in gift bags Suze unfortunately it’s always been a tradition to spread the gifts all over the floor of the living room and hand them out one at a time 🙄 It seems that it’s only me that hates wrapping 😬 bah humbug 🎁🎄😆❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Glad probate has finally been issued correctly and the mobile has been refunded; these companies need a lot more training for staff when dealing with the bereaved.
Are you able to put a film or play music, pour a glass of cider and tackle the wrapping. Gift bags are not cheap compared to a roll paper.
Hope you're feeling a little better.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Thanks MF ☺️ I am getting there. Have wrapped my friends gift & just her husbands to do then I can take them with me tomorrow when we go to the garden centre for lunch.Hair cut this morning £28 then went to get a few food items in aldee and spent £39.99 😳 Got 2 packs of chicken, 2 packs of bacon, beef, carrots/parsnips/swede/brussels 8p each, cheeses, dips, eggs, bread. Plus biscuits & mince pies for DS (already got gluten free versions for his gf).
Pouring with rain this afternoon so I drove down to friends for cuppa. Bins out when I got home. Now resting. Just a bit more wrapping tonight.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
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