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Escape to the country & living off savings

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Comments

  • Thanks Suze. I get both inside and outside. My dehumidifier is a compressor and in kitchen would go into defrost mode even with the heating on with living room at 17, in kitchen saying 13 degrees. Tonight it says 17 degrees inside kitchen and 17.5 in living room so seems to have evened up the temperature downstairs & dehumidifier is happily still working ☺️
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Arrietty
    Arrietty Posts: 237 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Happy new radiator, very important to be toasty in the kitchen.
    I don't have a radiator in my kitchen but use a a tiny fan heater if I'm cold and it does warm the room quickly ... can't warm plates on a fan heater though! 
    FDF savings target = £20k by 31 December 2027...87 weeks to go!

    31 Oct 2025 = £8217.86, 30 Nov 2025 = £9463.40, 31 Dec 2025 = £9785.81 [b,] 31 Jan 2026 =[/b] £10.476.12, 28 Feb 2026 = £11,060.63, 31 March 2026 = £11,493.44 April 2026 £11,889.60

  • Haven’t ever warmed plates on a radiator either 🤔 

    Have you got a microwave Arrietty? Could try warming them in it make sure they are microwave safe 
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • KajiKita
    KajiKita Posts: 10,117 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    One of my best buys ever, was an old style plate warmer. Black glass with embedded heating element and wooden handles. Brilliant bit of kit and I’ve had it for c. 20 years now after buying it second hand off bay of e 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 33 books of target 52 in 2026 as @ 20th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Have received figures from the est agent about number of views on RM website for period of 14 days on the market & apparently over 700 😳 Not sure how accurate that is or why it’s not converting into viewings. 

    We now have 6 months council tax free then 6 months at 100% before it goes to 200% 😔 Dad would be mortified if he knew. I will speak to EA and my sister about the price. Maybe we need to reduce. The one opposite me has been dropped £10k for almost a month now & still not sold. 
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Good news sya about radiator, a bargain really as you will feel the benefits of that for years to come. 6 months is a very long time in the housing market.  Christmas is always a slow period and the late budget hasn't helped. It hasn't been on the market for long really  and maybe you could wait a bit longer,  it's easy to reduce the price. 
  • Thanks Tresinia. I’ve asked the EA for feedback. He hasn’t really said much apart from giving the figures. 

    I have also been looking at yesterday’s MSE weekly deals newsletter. I am sure I’ve seen a letter about dad’s energy fix ending and there looks to be a low user / low standing charge tariff with ed f. I will have a proper look at it later today. 

    No plans for today other than clean up downstairs & pack for going away on Friday 
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • badmemory
    badmemory Posts: 10,626 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    With all the speculation before the budget I personally wouldn't have wanted to commit myself to anything.  When Christmas is over & people have a little brainspace things should look up.
  • jwil
    jwil Posts: 23,504 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree that it's probably better to hold out until after Christmas if you can.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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