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Escape to the country & living off savings
Comments
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Thanks Suze ❤️
Manic organising this afternoon to arrange cousin with his van & trailer to remove last furniture from dads house at the weekend. Then I will ring council tax on Monday to advise them probate granted & house empty of furniture & up for sale. We get another 6 months exemption from paying after probate. If the house hasn’t sold by then we may be charged but I think at normal rate for 6 months while house being sold. Hopefully we will have an offer & all be done by then ! Otherwise I think it then goes to 200% 😰
I will arrange a bulky item collection for 8 items £42. Bed (now in my kitchen) = 3 items, sofa & 2 chairs = 3 items, mattress in my shed = 1 and one half bed base =1. The other half bed base (in shed) can go in my skip when I get one after Christmas.Feel exhausted 🥱 😴0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Wow it never ends does it! But probate was super, super quick, they must have employed more staff!3
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I certainly did not expect it to be so quick Tresinia!!
I am going to aquafit this morning. I did think about cancelling but I think it will do me good physically and mentally even if it is cold.After I am going to meet up with niece and little lad for lunch. He always cheers me up 🥰 Then I’m off to my friends for a cuppa later this afternoon
It’s still dark and I’m still in bed but I’ve just heard my neighbour putting his bin out and I forgot to do mine last night. When I hear his car leave shortly I will nip out in my pj’s & dressing gown and wheel mine out. Hopefully no one will see me this early in the dark 🫣🤞😂0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Good morning SYA,
you've worked so hard and although I guess it brings sale of house a lot quicker, which won't be easy, I'm pleased to hear that you've had probate granted and don't have to wait for ages.
Well done on choosing Aquafit - that sounds to be quite a bracing experience!ERF savings target = £20k by 31 December 2027 ... 108 weeks to go!
October 2025 balance = £8217.86 November 2025 balance = £9463.40
December budget £400.00
1 December : 136.27 and 17 days remaining1 -
I'm glad probate came through so quickly."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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I would definitely describe aquafit as bracing Arrietty 😵😬 grit your teeth and get in and get jumping around before the shock gets you 😂
Thanks jwil it has been a lot quicker than expected which has triggered a sudden need to empty the remaining furniture. My cousin is coming over today with reinforcements (his son-in-law) to get the 3 piece and cast iron table to mine hopefully without giving anyone a hernia 😳.I have been stressing about putting the furniture on my driveway due to the torrential rain and bulky collection not being until the end of the week. So I have decided to get in my shed this morning and make space for it all. The shed is metal, about the size of a small car garage and was free from next door. (Some may remember me posting about Dad & 4 helpers lifting it over after removing the fence. Nice memory ❤️). It currently has a few garden tools plus a 4ft bed base & mattress in it. (On its side not flat made up for laying on 😂). I’m sure the 3 piece & other mattress & bed base will fit in as it’s only half full. Then I can forget about it until spring and get it out the day before a future dry bulky collection day. I feel relieved now that decision is made and hopefully may relax enough to get back to sleep for a while. Have been awake since 3am. It will be empty ready for storage for new garden furniture when I buy some next year.
I met up with my niece yesterday and we had 2 for £15 at morries cafe including drinks and little lad ate free. I had fish, chips and peas 😋 Paid from entertainment fund. Went to my friends for cuppa and chat.The rain has been torrential and a howling wind but sounds like it has stopped now. I got 2 sausages out of the freezer last night so I will have a sausage sandwich for breakfast. I also got out chicken breasts to make a Thai green curry with a paste and tin of coconut milk in my store cupboard. I will add mushrooms from the fridge & green beans/broccoli from my freezer.For sale board is now up. Mixed feelings 💔
No viewings booked so far so we should be able to get the furniture out this afternoon. Spoke to the EA and advised them we will be in the property this afternoon hopefully only an hour & probate has been granted. Not holding my breath for an instant sale. 2 other similar properties for sale on RM in the village for same price.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Sya, i know exactly what you mean about mixed feelings about selling the house. For me anyway, every time i drive past their old house, I still very unreasonably and wholly uncharitably mutter to myself about squatters, even though the very nice people paid a very fair price for my mum and dad's house in 2020 🫣2
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Morning SYA,
hopefully you regained the lost sleep once you'd organised your thoughts about logistics of furniture.
I'm sure it will feel very strange to see the house up for sale. As time passes, things will eventually become less painful and more bearable. My dad lived on in the family home for years and when he eventually sold it and moved I was glad I don't live close enough to drive past it. He on the tother hand, sometimes goes just to see what changes the new owners have made!
Hope your Sunday is dryer and brighter!
A xERF savings target = £20k by 31 December 2027 ... 108 weeks to go!
October 2025 balance = £8217.86 November 2025 balance = £9463.40
December budget £400.00
1 December : 136.27 and 17 days remaining5 -
Thanks Tresinia and Arrietty ❤️
I have told the estate agent that I don’t want any viewers to know I live around the corner. Not sure we can hide it from potential buyers though as I’m sure it may be declared to their conveyancer. That’s assuming we get a buyer and they don’t know me! Just don’t want any new owners turning up on my doorstep in the future 🤔 Just hoping for a sale 🤞
Sunday was a grey & damp drab day to match my mood. I spent the day reading and watching tv and snoozing. Lots to do but I just couldn’t summon up the energy.Today is boiler service so I need to take a chair to sit on while I wait and will take a book. If it’s a bright & dry day as forecast I will get some washing done and hung out before I go. I have towels and 2 lots of bedding to do so maybe bedding today as dry / light winds and towels Wednesday when dry with moderate winds are forecast.Off to my friends for cuppa and chat this afternoon. Very much needed. Tuesday morning is aquafit. Wednesday is MOT. Thursday more washing & gardening. Friday visit estranged family on train as I promised Dad I would. At least they have stopped ringing me all hours of the day and night.Current account remaining £83.78 for groceries and £10 petrol. Train tickets will be paid from diy/emergency pot and no doubt I will be expected to pay for the tea / coffee in the cafe as I’ve already been asked who is paying. I am not stretching to lunch.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Sometimes you just need downtime, so I’m glad you got it have it yesterday.I’m starting to see why they are estranged family if they expect you to pay for everything! Why were they ringing you at all hours?
Hope you enjoy this afternoon 😊
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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