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Escape to the country & living off savings

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Comments

  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Take the rest when you can. It can only help.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,645 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Struggling with anxiety & have been awake since 4am. Also did myself no favours eating a whole packet of biscuits last night. 😈
    I must not buy biscuits 
    I must not buy biscuits
    I must not buy biscuits 🙅‍♀️🤦‍♀️ 

    Today I will return one swimsuit for a refund to clear my credit card, then trip to Mr T for copy of some old photos. 

    I am going to buy beef & veg for tomorrow for a stew in my slow cooker. Today I need to use up 2 slices of bacon (breakfast) and a cooked chicken breast which I will warm through in gravy and have with rtc root veg mash & greens from the freezer. I still have 2 x chilli & 2 x chicken casserole in the freezer. 

    I need to phone the plumber who still has not been in touch about my radiator. The estate agent is due this afternoon. I am a worrier, this is the worst I have been since leaving work 😰
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,899 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic
    Oh SYA - I’m so sorry this anxiety is weighing down on you. Fellow worrier here - one thing I’ve found that helps is writing down whatever I’m thinking about to ‘get it out my head’ which seems to help me relax and get to sleep.

    The biscuits made me laugh - clearly not your fault that they make them so moreish 😂

    Good luck collaring that plumber.  Try not to worry about the estate agent - just trust your gut. Estate agent is there to work for you - you are the boss xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • badmemory
    badmemory Posts: 10,109 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I'm not surprised you are feeling anxious.  Trying to deal with missing tradesmen on one hand & the unknown house selling thing is enough to make anyone anxious.  It will all work out though.  As for the estate agent - I went with the optimist with the slightly lower figure than the pessimist with the higher figure.
  • SuzeQStan
    SuzeQStan Posts: 1,899 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic
    badmemory said:
    I'm not surprised you are feeling anxious.  Trying to deal with missing tradesmen on one hand & the unknown house selling thing is enough to make anyone anxious.  It will all work out though.  As for the estate agent - I went with the optimist with the slightly lower figure than the pessimist with the higher figure.
    We did the opposite - we listed 15k higher than the highest estimate and had full asking price offer within 48 hours and that sale completed 3 months later.  

    Don’t let anyone pressure you SYA - EAs will be looking to achieve Christmas bonuses this time of year so they might try to low ball you. Don’t pay any attention to their nonsense and you do you. 
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Tresinia511
    Tresinia511 Posts: 269 Forumite
    100 Posts First Anniversary Name Dropper
    I would set the price high.  The budget is coming, it's easy to lop off a few thousand but not so easy to add it on. Get 3 quotes from agents to be more confident.  A bit of a pain but you are paying for the service,  make sure you get the right one
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