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Escape to the country & living off savings
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It is a very sticky night for sure SYA - humidity makes it feel so much worse doesn’t it? Overnight temps are supposed to drop more hope you are able to rest xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
It is cooler today. Sad news this morning from my friend, her f-in-law passed away in hospital last night. 😢0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Sad news for your friend. Sorry to hear this1
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Sorry to hear about your friend."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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I like your cold meals. I might do a smoked mackerel salad tomorrow too
Your friend's relative getting worse is worrying. It must be tough for her....If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thanks Tresinia, jwil and dia. Brunch was cancelled. Such a difficult time for her with her mum diagnosis and her husband’s father now passed away.Temperature much cooler today thankfully. Have done a bit of weeding and spent rest of the time reading. DF popped in for a cuppa.Aquafit in the morning. Fence company are coming tomorrow afternoon to measure up and quote. Still waiting to hear from boiler man. Dentist on Thursday0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
It is all happening at once for your friend...
A busy week getting things done for you.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Aquafit was lovely yesterday. Our usual instructor was back and it was good fun. The fence people came after 5pm and measured up and said they would phone me with a price today 🤞
I didn’t sleep very well last night. Woke around 3am, nodded back off around 6am until 8.15 💤 DF came down for a cuppa this morning & we went to the retail park so I could get new windscreen wipers fitted. £36.48 all in from car pot. Last time DF did them for me but we both struggled for ages. It took the Hfords guy about 5 mins 😂 and was worth paying £7.I bought us a sandwich each in M n s plus pot of tea each total £9.50. I’ve spent up now until “payday” on Monday. Dropped DF home & then I went for a walk round the village while it was a bit cooler. Sun is out now and blue sky so I’m just going to read this afternoon. Still waiting for the boiler man to ring me. He put the boiler in and my bathroom so I wanted to stick with him but will ring him again at the end of the week if he hasn’t called by then and tell him I will get someone else.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Always good to know though that you have emergency funds should you need them.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £7000. Current Total £4000.2 -
Definitely worth £7 for getting them wipers fitted SYA - the lack of stress alone 🤣
shame the boiler man had not been responsive - who will you go with alternatively? I always dread finding new tradesLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2
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