Escape to the country & living off savings

Skint_yet_Again

Speaking of pots, I have moved money around as follows 

Visiting family £55

Annual bills £600. (100 pm)

Car fund      £795. (50pm

Xmas/bday £398.   (50pm) 

MOT due 1/12/2024 so will book that for later this month together with a service. 

Hba1c result is 54. Previous result 47. Target 50 or less. So a bit of work to do in next 3 months to get that down. 

badmemory

My MOT is due the week before yours & will be serviced just before or maybe just after by my friend.  The car is now 9 & has never had a problem with the MOT so I'll keep my fingers crossed for both of us.  Thankfully mine is mates rates or I hope so.

Doris17

Fingers crossed all goes well in the MOT, having the money already saved is a great peace of mind I think. 

Skint_yet_Again

Thanks badmemory & Doris 😊

My car is now almost 12 years old. Mot Nov 23 failed on brake pads which were replaced. Advisory tyres. Cost including service £249.20. Tyres replaced March 2024 £149.47. I think these items are to be expected over the years. Must be nice to have a mate who can do it for you badmemory. 

This morning I have shuffled some interest to round up my pots. Interest earned monthly for November =

Regular saver £25.08
misc pots £2.38
Savings builder £9.08

pots are now 

Visiting family £55

Annual bills £600. (100 pm)

Car fund      £800. (50pm

Xmas/bday £400.   (50pm) 

1 & 2 year bonds mature Feb 2025 when the interest should be around 4k  

badmemory

It does help.  Can you have a boyfriend at 78.  First date over 60 years ago.  Broke up, dated again, broke up dated again.  In our 20s married others.  Met again in our late 50s (2004).  He has owned his own garage for most of this time but sort of retired 3 years ago.  The saying it isn't what you know but who you know is so true.  I am especially grateful that he deals with this (I do pay for it) is that there have never been any issues with either car during this time.  The new car before had an MOT at 3 years (so we are talking 1994) & it supposedly needed £1k worth of work.  This is why I always agree with Martin that you should have an MOT done by an MOT only garage & never by one that does repairs.  And as for dealerships if they are not going to make their full bonus guess what they do.

Tresinia511

Sya, I think your way of thinking about not frittering money is marvellous.  I also think like this,  as it means not being in the pay of a toxic employer.  Even a non toxic  employer steals your hours and so the ability to decide each day what to do with your time is priceless.  4k in interest is phenomenal, what interest rates are you getting and who with? Last year I had money saved in nsandi,  at 6.1 %. It expired in September and now is 5.1 % which is still good,  but the rates are coming down slowly.  Badmemory, great story about re connecting in later life  with a partner from the past. I think this happens more than you would  think.  Of course the old fashioned term boyfriend has been replaced  with the more generic  partner, which sounds perfectly dignified to me 😄 

badmemory

He does refer to me as his partner, but to me a partner implies more of a live in relationship than we have.

Tresinia511

Bad memory,  Ah OK, well it's all good either way,  good  company doesn't need a name🤗

GillyLucy

Tresinia511 said:

.  Of course the old fashioned term boyfriend has been replaced  with the more generic  partner, which sounds perfectly dignified to me 😄 

I misread this as geriatric  :

Skint_yet_Again

Had a great evening out with friends. Meal & 2 drinks £19.35. 

badmemory I think boyfriend sounds better than manfriend ☺️

Tresinia the money invested is the equity from downsizing. The one year bond is £15k with virgin 5.11%. My 2 year bond is with N wide £50k can’t remember the rate off the top of my head, around 4%. I need to get the paperwork out. When the time to reinvest comes I always check the best rates available but prefer a high street / known name. Ns&i were about the same at the time of investing. 

DF dropped off some veg from his allotment yesterday so I am going to use up the rest of the roast chicken warmed in gravy with leeks, cabbage and purple sprouting broccoli 😋