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Nationwide 5% cashback on supermarket spending

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  • So far, I have used my NW Visa Debit Card at a Tesco Express and Morrisons.

    Today I have used the M&S Scan & Shop app and paid for items, from the food hall, via Apple Pay in-app. This appears as “M&S Outlet” in Apple Wallet.

    Having used the M&S app previously, with my Halifax Visa Debit Card, it showed on my Halifax bank statement as M&S Scan & Shop and categorised as Grocery Stores, Supermarkets (see screenshot below). Whether Nationwide categorise M&S purchases as a grocery store/supermarket remains to be seen.

    Hopefully I will receive a text message from Nationwide advising me on the cashback earned to date as I have an Asda groceries order being delivered tomorrow for approximately £75 - Asda claim the full amount the day before delivery (initially shown as pending) and any items missing on the day get credited back to your debit card 3-5 days later. 


    HALIFAX VISA DEBIT CARD TRANSACTION AT M&S FOOD HALL, VIA THE M&S SCAN & SHOP APP:


  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    So far, I have used my NW Visa Debit Card at a Tesco Express and Morrisons.

    Today I have used the M&S Scan & Shop app and paid for items, from the food hall, via Apple Pay in-app. This appears as “M&S Outlet” in Apple Wallet.

    Having used the M&S app previously, with my Halifax Visa Debit Card, it showed on my Halifax bank statement as M&S Scan & Shop and categorised as Grocery Stores, Supermarkets (see screenshot below). Whether Nationwide categorise M&S purchases as a grocery store/supermarket remains to be seen.

    Hopefully I will receive a text message from Nationwide advising me on the cashback earned to date as I have an Asda groceries order being delivered tomorrow for approximately £75 - Asda claim the full amount the day before delivery (initially shown as pending) and any items missing on the day get credited back to your debit card 3-5 days later. 


    HALIFAX VISA DEBIT CARD TRANSACTION AT M&S FOOD HALL, VIA THE M&S SCAN & SHOP APP:


    Do Nationwide send messages confirming cashback?
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    "Our current account members can now earn up to £10 a month at a wide range of supermarkets and convenience stores."

    Seems to imply it is a max of £10 per member, not account.
  • How to view your cashback

    You can view the cashback you've earned online using our Banking app or Internet Bank. Or you can check your paper statement.

    Remember, you'll get your cashback within 6 weeks of the end of each calendar month. So it won't be there immediately.

    If we have your mobile number and you earn over £3 cashback per month, we'll text you to let you know the cashback has been paid into your account.

  • km1500 said:
    "Our current account members can now earn up to £10 a month at a wide range of supermarkets and convenience stores."

    Seems to imply it is a max of £10 per member, not account.
    Each calendar month, we’ll work out what cashback you’ve earned and pay it into your Nationwide current account, up to a maximum of £10 per card.
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 16 February 2023 at 4:33PM

    How to view your cashback

    You can view the cashback you've earned online using our Banking app or Internet Bank. Or you can check your paper statement.

    Remember, you'll get your cashback within 6 weeks of the end of each calendar month. So it won't be there immediately.

    If we have your mobile number and you earn over £3 cashback per month, we'll text you to let you know the cashback has been paid into your account.

    Anyone know where on the app you can find cashback so far, as I have been unable to spot where it is. Maybe they only display  it at the end of each month.
  • km1500 said:

    How to view your cashback

    You can view the cashback you've earned online using our Banking app or Internet Bank. Or you can check your paper statement.

    Remember, you'll get your cashback within 6 weeks of the end of each calendar month. So it won't be there immediately.

    If we have your mobile number and you earn over £3 cashback per month, we'll text you to let you know the cashback has been paid into your account.

    Anyone know where on the app you can find cashback so far, as I have been unable to spot where it is.
    Don't think there's a rolling total, just a statement entry when it's paid after the month-end.
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,167 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 16 February 2023 at 4:39PM
    km1500 said:

    How to view your cashback

    You can view the cashback you've earned online using our Banking app or Internet Bank. Or you can check your paper statement.

    Remember, you'll get your cashback within 6 weeks of the end of each calendar month. So it won't be there immediately.

    If we have your mobile number and you earn over £3 cashback per month, we'll text you to let you know the cashback has been paid into your account.

    Anyone know where on the app you can find cashback so far, as I have been unable to spot where it is. Maybe they only display  it at the end of each month.
    "Remember, you'll get your cashback within 6 weeks of the end of each calendar month. So it won't be there immediately."
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    "

    How to view your cashback

    You can view the cashback you've earned online using our Banking app or Internet Bank. Or you can check your paper statement."


    OK I read this as being  able to see the cashback you have earned -  silly me.

    Obviously you can see the cashback you've been paid - by looking at your transactions

  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,167 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 16 February 2023 at 5:09PM
    km1500 said:

    How to view your cashback

    You can view the cashback you've earned online using our Banking app or Internet Bank. Or you can check your paper statement.

    Remember, you'll get your cashback within 6 weeks of the end of each calendar month. So it won't be there immediately.

    If we have your mobile number and you earn over £3 cashback per month, we'll text you to let you know the cashback has been paid into your account.

    Anyone know where on the app you can find cashback so far, as I have been unable to spot where it is.
    Don't think there's a rolling total, just a statement entry when it's paid after the month-end.
    As it will only be paid within 6 weeks of the end of each calendar month, will it be visible on the statement at months end?

    The whole procedure for seeing the cashback and then receiving payment seems very unclear.

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