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Keeping afloat till I can get round to the debts!
Comments
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Glad you had a nice time out
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Summer is always a write off in this house for savings or clearing debt....Nearly September, then we can all get back on the wagon together
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/242 -
Its OK as long as you don't get into more debt*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Thank youjwil said:Glad you had a nice time outJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Yes same here.debtfreewannabe321 said:Summer is always a write off in this house for savings or clearing debt....Nearly September, then we can all get back on the wagon togetherJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
So far so good. By the skin of my teeth!Sarahwithlove said:Its OK as long as you don't get into more debtJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
You've got this!*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Just been out with the kids. Bought three packs of pomm bears crisps. 4.20. nearly fell on the floor. Glad I didn't order a pack for me 😂 must remember children eat constantly and are forever on the hunt for more food. Otherwise good time.had by all and random day of annual leave has so far been a successJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k2 -
Wow they better have enjoyed them for that price lol. Yes much easier and cheaper to keep some in a bag to bring with you, As long as you all enjoyed your day out.Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/191
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Glad you had a good day "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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