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Keeping afloat till I can get round to the debts!
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Huge congratulations! A job near home sounds great. Annoying about the wet patch though, there's always something!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thankyou xjoedenise said:Congratulations on the job.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Thankyou. It's a damp patch on the wall. We've paid to have the grouting on the brick work done (mortar) but it either has been done in the wrong spot or hasn't helped. I Think It's slightly damp all year round if I'm honest but we get a very obvious wet mark when it chucks it down. No savings to fix it thoughdawnybabes said:Congratulations on the job p, boo to the wet patch !Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
So current work knows I'm going. New work seems to be v quick with the HR process so far and has already done health questions a log in and bank details but time will tell. Getting nervous now. I'm going from being in my comfort zone to having to ask and learn everything even down to how to fill out timesheet,what to say when you answer the phone etc. I'll pick it up but it's horrible being the new person isn't it. Kids have had mixed reactions as it means a lot less time with me but salary calculator says once I get summer holiday out of the way I should start to see a difference! Until then going to try and be careful with money as I don't know what my final pay, when my new wage will beJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
It's horrible being the new person but hopefully it won't take long to settle in."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Congratulations on the new job! Being new is always difficult, but hopefully you will settle in quickly! I have been in my job almost a year, and still like to play the newbie card if I don't know
Hopefully the extra hours will make a difference with finances as well!2 -
Thankyou. It should help finances quite a bit but it's a fixed term contract so I need to save as much as possible if it just in case. Then if it ends up permanent we need to have a little treat!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Congratulations on the new job! 😁MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Not posted for a bit but have been lurking.
Notice handed in now ready for new job start to start next month. Finances a mess as will need lots of childcare in summer so will have to pay it before good wages start arriving. Just muddle through I reckon and reassess in sept.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
I hope the job changeover goes well for you
Hopefully the new wages will help you put things back on track by the end of the summer. MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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