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Keeping afloat till I can get round to the debts!
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Good luck with it all!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Started new job. Had wage from old job. Ignoring finances at the moment cos it's too messy and theirs no headspace for it yet. Debts gone up but am expecting to be back on track by sept.
Gotta get used to working full-time first. House in carnage, fridge empty, washing behind. You get the drift. Mummy/wifey can't do it all now and never thought she should be anyway, sooner they realise the better 😂😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...4 -
Good luck. Hope you soon get everything sorted your way.Aiming to make £7,500 online in 20221
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It’s a learning curve for you all - you will all soon settleSealed pot challenge 822
Jan - £176.66 :j1 -
Hope the new job is going well. You'll get into a routine soon. Hope the rest of the household give you some support!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thanks all. I had the realisation today that I'm going to need to change some.of my d debits as my payday is different. Oh bother... 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Changed some d debits. Head mashed whilst learning new job. Hope they extend the fixed term once I've learnt all this lot. MOT due next week so fingers crossed for thatJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...3 -
Hope the new job is going well generally. Fingers crossed for MOT."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Couple of advisories on MOT but it passed. Need to book in to get them done but should be sorted with the 300 I had set aside.
Right I've been AWOL for a while and so should get back on track. debts in my name 714, 775, 1912 ,2139 and 2616. Debts in DH name 3090 and 4340. Total 15586. New budget with new job allows for 100 a month to e fund and 100 a week for childcare. Term time my childcare costs are approx 60 a week so once we get the extra costs of summer out of the way that will finally be a bit of extra flex in the budget. I have my suspicions I'm not keeping to my food budget so now my head has time to do this stuff again I'm going to start transferring the weekly spends to a separate account like I used to. Short term goals are getting an e fund back up and running and getting under 15k by the end of the year and staying there. I've hoovered around it for ages. Breaking it and not going back will be a psychological win!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...4 -
Good news about the car. Getting under £15k will be a nice boost!
Hope the new job is going well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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