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Keeping afloat till I can get round to the debts!
Comments
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But rubbish it’s taking them so long to sort you out. Can you sign up for any bank work in the meantime ?Sealed pot challenge 822
Jan - £176.66 :j1 -
dawnybabes said:But rubbish it’s taking them so long to sort you out. Can you sign up for any bank work in the meantime ?Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Budget been a flop this week. Three birthday parties last weekend, some short notice. Will correct itself over the rest of the month hopefully X otherwise not much to report.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
So we are only just at the start of term. Not including school dinners or any wrap around care my primary school children have had letters about trips, the swimming lessons they do in school time, costs for craftthings and clubs that if I said yes to everything would be a total cost of 246 EACH......I have two ....... I'm not saying yes to everything but some are gonna have to be paid for. my budget is down the toilet. My slush fund and school trips fund are about to get emptied. And it's not yet the season of bring this that and the other for raffles or discos or endless Xmas events........
Highschool child has not had any letters asking for money yet apart from if we want school dinners. I'm off to hide in a cave in case they get any......Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
It's ridiculous isn't it"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Yes we've had quite a few letters asking for money. Thankfully because they are on free school meals it means the music lesson is paid for by the school. Still needed to pay for art / dt supplies and non uniform donations for the yearMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.601 -
jwil said:It's ridiculous isn't itJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
slm6002 said:Yes we've had quite a few letters asking for money. Thankfully because they are on free school meals it means the music lesson is paid for by the school. Still needed to pay for art / dt supplies and non uniform donations for the yearJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
It sounds likely. By any chance are you entitled to free school meals. Even if you are not perhaps explain that things are tough financially at the moment and there maybe a fund that might pay a contribution towards things. Schools do understand how expensive things are at the moment.
Another thought is that maybe there is a local youth band that would teach them the instrument for far less. Our local one was £5 a month for an hour a week. All 3 of mine went through the club and it saved them from needing the school lessons.
Swimming - could they save themselves if they got in trouble. Mine went to lessons until this was the case. They found that higher levels were mainly stamina rather than skills. We also used Christmas and birthday money to pay for these lessons. All of my relatives were happy to contribute rather than trying to think of things to buy, that would then end up in a cupboard a few weeks later.Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.601 -
That's good for the music isn't it. And very apt. Youngest two are learning brass this year, cost covered by school and a thanks but no thanks when we get the would you like to continue letter. Eldest came home from highschool today with a letter about music lessons/teaching instruments as opposed to his music class. £39 a month. I said to him ah it's about music he said hmmm. So it's a no from us. I've done well it's my first ask for money letter, although he had school.pbotos last week so I've another one on the way I imagine.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2
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