Can I switch to lloyd silver if I have a lloyds basic for the £200

AmityNeon

Greg89 said:

I was informed since Halifax is part of the Lloyds group I am not eligible for the £200 incentive.

Informed by whom?

If the terms and conditions of the offer do not exclude Halifax (they do not), then Halifax is not excluded, regardless of what anyone ‘informs’ you.

overspender22

I think op will still switch into his basic account despite being informed of what to do by another poster. 

Tahlullah.H

I like the suggestion of downgrading the account once the incentive has been received.  I didn't know that was a possibility.  Is there a likelihood that Lloyds would say no to the downgrade request?

macy08

Tahlullah.H said:

I like the suggestion of downgrading the account once the incentive has been received.  I didn't know that was a possibility.  Is there a likelihood that Lloyds would say no to the downgrade request?

They didn't for me. I downgraded as soon as the switch was complete.

Greg89

I was informed by the Lloyds staff on my app online chat because I'm switching from an internal account.

CuriousGirl

Greg89 said:

I was informed since Halifax is part of the Lloyds group I am not eligible for the £200 incentive.

Last year I've switched a Halifax account to my existing Lloyds account and received the incentive.

Greg89

Thanks CuriousGirl

Greg89

CuriousGirl said:

Greg89 said:

I was informed since Halifax is part of the Lloyds group I am not eligible for the £200 incentive.

Last year I've switched a Halifax account to my existing Lloyds account and received the incentive.

What happens to my savings and money in my savers account? Will it transfer or is it possible I can lose money if I switch?

wmb194

Greg89 said:

CuriousGirl said:

Greg89 said:

I was informed since Halifax is part of the Lloyds group I am not eligible for the £200 incentive.

Last year I've switched a Halifax account to my existing Lloyds account and received the incentive.

What happens to my savings and money in my savers account? Will it transfer or is it possible I can lose money if I switch?

No, savings accounts aren't switched along with current accounts and will remain open. You won't lose any money but the wrinkle with some savings accounts is that they need a current account with the same bank in order to withdraw money.

k_man

Greg89 said:

I was informed by the Lloyds staff on my app online chat because I'm switching from an internal account.

Did you ask about switching your Halifax account to Lloyds Silver, or did you also mention your Lloyds Basic account?

Mentioning the latter may have confused the support staff who thought you wanted to switch from Basic to Silver (which wouldn't qualify for the bonus).

Holding another Lloyds account has no impact on the switching incentive, as long as the account being switched from is not a Lloyds one.