1% challenge 2023

NeverendingDMP

Well done both of you. Wowsers big 1%s for you both. I'm plodding on with 16% saved of my targets. The rest of my accounts/debts are a bit chaotic at moment till I get a sit down to move money round. I'll update on those when I've had a proper look! 

Highlanddream

That's great Neveringending, another 1%. I like to concentrate when I am moving money and paying off something. don't blame you.  

craftingmad

Highlanddream said:

Well done . Placing my bet now for the 100% mmm, thinking, New Year.  . 
67.5% for me. Can't wait for my Oct pay day from my main job. 
Hope you both @craftingmad and @NeverendingDMP realise you are keeping me sane through this. 

Piling on the pressure again Highland - nothing like a challenge to keep me motivated 

That is a great amount - I think you will be joining me celebrating in the New Year as well x

Glad we are helping - you deserve it as you keep me on the straight and narrow - thank you x

craftingmad

NeverendingDMP said:

Well done both of you. Wowsers big 1%s for you both. I'm plodding on with 16% saved of my targets. The rest of my accounts/debts are a bit chaotic at moment till I get a sit down to move money round. I'll update on those when I've had a proper look! 

16% is fantastic - well done Neverending x

My house is always chaotic at the moment as is my life so totally understand the need for a bit of quiet when looking at the bank accounts. Good luck x

craftingmad

Yay I can finally declare a bit more progress - it feels very slow going this month  

£ 287.39 interest from one of my savings accounts
£ 106.90 wages from BK (slowing down now as out of season sadly)
£ 240.46 wages from cafe (having to keep going home early as no customers so less this week too)
_______
£ 634.75

So my total now currently stands at £2094.60/£37552 = 5.57%

Highlanddream

craftingmad said:

Highlanddream said:

Well done . Placing my bet now for the 100% mmm, thinking, New Year.  . 
67.5% for me. Can't wait for my Oct pay day from my main job. 
Hope you both @craftingmad and @NeverendingDMP realise you are keeping me sane through this. 

Piling on the pressure again Highland - nothing like a challenge to keep me motivated 

That is a great amount - I think you will be joining me celebrating in the New Year as well x

Glad we are helping - you deserve it as you keep me on the straight and narrow - thank you x

  about the pressure, lol. You are still doing well , even if the cafe etc is slower. I will slow down after this month for Xmas etc. At least I will have another card paid off this month, woo hoo, so excited. Thought about taking the money out of my savings account and paying it early but knowing my luck there would be a disaster and would need the dosh. Patience ......

NeverendingDMP

Update from me. I'm at 20% of my savings target (school iPad fund) my other accounts are in turmoil, I still owe u credit and I also owe another 1000 in c cards. Been a chaotic couple of months! I've decided to hold strong and keep the money in this savings account. The extra has come from cashing in some shares I had -all £24 of them and from testing computer games/apps on my phone. I've earned £20 from playing games via the tester up? app. It's v time consuming and I'm not normally a gamer but it's given me 2% of my target. 😂

NeverendingDMP

C cards and other stuff I've decided to look at more when the latest batch of work on the house and the dreaded Xmas have finished. Ill reassess the damage then.

NeverendingDMP

Highlanddream said:

craftingmad said:

Highlanddream said:

Well done . Placing my bet now for the 100% mmm, thinking, New Year.  . 
67.5% for me. Can't wait for my Oct pay day from my main job. 
Hope you both @craftingmad and @NeverendingDMP realise you are keeping me sane through this. 

Piling on the pressure again Highland - nothing like a challenge to keep me motivated 

That is a great amount - I think you will be joining me celebrating in the New Year as well x

Glad we are helping - you deserve it as you keep me on the straight and narrow - thank you x

  about the pressure, lol. You are still doing well , even if the cafe etc is slower. I will slow down after this month for Xmas etc. At least I will have another card paid off this month, woo hoo, so excited. Thought about taking the money out of my savings account and paying it early but knowing my luck there would be a disaster and would need the dosh. Patience ......

Well done if you get the other card paid this month. Full steam ahead eh.

NeverendingDMP

craftingmad said:

Yay I can finally declare a bit more progress - it feels very slow going this month  

£ 287.39 interest from one of my savings accounts
£ 106.90 wages from BK (slowing down now as out of season sadly)
£ 240.46 wages from cafe (having to keep going home early as no customers so less this week too)
_______
£ 634.75

So my total now currently stands at £2094.60/£37552 = 5.57%

Just remember the mortgage are covered and all this is just a fantastic bonus for your future self. Cracking progress so far.