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1% challenge 2023
Comments
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Every % helpsNeverendingDMP said:Managed to underspend in the food money this week so moved some across to the savings pot. I'm at 14%.
that's brilliant. Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £
Aug 25 : £118801 -
Thats great Neverending. Well done xNeverendingDMP said:Just to update I'm at 13%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Fantastic progress Highlanddream. Well done xHighlanddream said:66.76% today for me.Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
That's an amazing achievement Neverending. Food is so expensive so I'm in awe of you xNeverendingDMP said:Managed to underspend in the food money this week so moved some across to the savings pot. I'm at 14%.Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Its payday for two of my jobs and for hubby so a nice bit of progress made for us

£ 543.10 from original cafe job
£ 151.04 from BK
£2000.00 from hubby OT and balance left in account
________
£2694.14
So my total now currently stands at £6896.42/£7500 = 91.95%
Only £603.58 to find
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Excellent news. If you get the last bit saved up within the next month does that mean that you have paid them all (well got the money aside to do so) in under two years. Your so close.craftingmad said:Its payday for two of my jobs and for hubby so a nice bit of progress made for us
£ 543.10 from original cafe job
£ 151.04 from BK
£2000.00 from hubby OT and balance left in account
________
£2694.14
So my total now currently stands at £6896.42/£7500 = 91.95%
Only £603.58 to find
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Fantastic Crafting, what is your next goal?
Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £
Aug 25 : £118801 -
Thanks Neverending. I'm determined to get enough to say we can pay off all our mortgages by the end of this month. A bit ambitious but you know me I do love a challengeNeverendingDMP said:
Excellent news. If you get the last bit saved up within the next month does that mean that you have paid them all (well got the money aside to do so) in under two years. Your so close.craftingmad said:Its payday for two of my jobs and for hubby so a nice bit of progress made for us
£ 543.10 from original cafe job
£ 151.04 from BK
£2000.00 from hubby OT and balance left in account
________
£2694.14
So my total now currently stands at £6896.42/£7500 = 91.95%
Only £603.58 to find
Highlanddream said:
Thanks Highland. I'm thinking the next challenge will be to save a certain amount ready for retirementFantastic Crafting, what is your next goal?
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Good morning,
I've been madly scrambling around today trying to find that last £600 odd pounds so we can say we have done it
It's pay day at the cafe so that will help a little bit (hopefully £200 if the tax man is kind) but in the meantime I have got interest of £168.55 to add today
Plus I have paid in my birthday money from my mum and dad of £100 plus they paid me back £160 towards the survey costs for their new bungalow so that has been added into the OP savings pot too
So my total now currently stands at £7324.97/£7500 = 97.66%
Just £175.03 to find - fingers crossed I get paid very soon as I cannot cope with being so close
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
So close. Won't be long now !Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0
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