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Milann’s quest for a new me in 23

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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pretty certain they wouldn’t tell you anything concerning during a phone appointment Milann so difficult though it is try to put it to the back of your mind and enjoy the time away. I agree that asking people to phone the day before the appointment to confirm the appointment is entirely ludicrous too - as you say why not just say “this is when it is” as they are calling for presumably, so it’s not like they are wasting time waiting for calls in! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Agree that having a phone appointment tends to point to a lot less worrying scenario. Enjoy your jaunt to Wales!😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Thank you for the photographs. What a beautiful holiday ♥️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a good time :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’ve just finished on the telephone with the nurse from the bowel screening place…45 minutes. I think I totally stumped the poor nurse. She is going to contact the hospital to see what next step to take will be as she isn’t sure if I have enough bowel left to examine. In between times she has asked me to send her copies of any hospital documents I have. 
    I didn’t sleep brilliantly last night. In a moment of madness yesterday, I decided to jet wash the area where my chairs go outside. It’s not a big area and it’s only a matter of pointing the stick at the ground so nothing strenuous but I couldn’t get comfortable last night at all. I’m not sure if this appointment was in my mind and my arm was sore. The area where the chairs go looks much better now. I need some nice pots to go around them. I lost all my geraniums over winter so I feel a trip to the garden centre coming on….I really shouldn’t, but I’ve left it too late to sow anything…..and if I don’t shape myself it’ll be to late to buy any.
    I came down at 1 pm and made a cuppa and did something I’ve been going to do for a while. I checked all my finances. Last month included my car insurance and roadside cover…the money was there...plus a trip to my favourite seaside clothes shop. I need to get my balances back to where they were but it’s all very doable 👍 At least I didn’t put anything on my cc that I haven’t been able to pay off IN FULL 👍😁
    Right I need to dig out some paperwork for this nurse and figure out how to send it to her. I wish I were more tech savvy 😏
    January spends - £587.58
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It sounds like you had a lovely break.
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I cancelled my roadside cover today as they’d put an excess charge  on for vehicles over 10 years old. The cover is for the people not the vehicle. I intended sorting it before we went away. Both our cars are now 10. I hadn’t actually confirmed I wanted it - it went through automatically. I don’t remember saying I’d auto renew nor do I remember being asked about it. I had to pay a cancellation fee which I’m miffed about but it’s better than paying excess should we ever need them. It’s my own fault I should’ve sorted it before we went.
    I feel absolutely awful. Really sickly- I think it’s probably lack of sleep and feeling stressed about sending documents to the nurse this morning and wondering what comes next. It is what it is 😏 early night for me tonight.
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh milann I so hope things get better soon.
    Take care  :)  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,086 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope you feel better soon. 
    Life is an adventure, never stop exploring.

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