We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Progress not Perfection

1972973974975976978»

Comments

  • Willowtree222
    Willowtree222 Posts: 8,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh isn’t that lovely, almost like she is giving you a gift again. 

    Glad you had a nice time with the family, despite the initial reluctance from DD. Mr SA made me smile with the no veg! 

    Time to put your feet up? 

    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • ladyholly
    ladyholly Posts: 4,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A very happy Christmas to you and yours.
  • doingitanyway
    doingitanyway Posts: 10,531 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Haha '...no veg' Mr SA has made me laugh out loud so many times this year. I'm still laughing about the boob tube he 'stole' from the charity shop, and now this!!

    Love the Christmas pressie from your mum!

    Have a wonderful Christmas 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,459 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 24 December at 8:33PM
    Glad you had a lovely day.
    Maybe if you don't want it, some of the vinyl could be sold in the new year to start your 'What SA did next' pot for retirement...

    What a beautiful Christmas blessing from your mom ❤️ 

    I hope you have a peaceful and relaxing Christmas day, and that Mr SA and DD are on good form 🥂
  • Rhyddid2026
    Rhyddid2026 Posts: 801 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    My heart did a flutter at box of 80s vinyl. An aunt kept mine safe but has not been able to find it to return it for the last ten years 😕
    I think I'll fix my speaker and play some records tomorrow.
    Lovely appearance of the gift tag 😊
    Debts                04/01/25         01/12/25   
    Natwest2           £6,509.97       £5,600 
    NatWest CC      £7,612.74       £6,680
    Lloyds CC          £6,112.60      £4,690
    1st Direct CC     £176.03         £144.20
    CC total             £20,411.34    £17,114
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,160
    Total                   £36,195.78    £29,274.20
    EF £1,002.83
    HF  £
    203.99
  • Makingabobor2
    Makingabobor2 Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Ooh how lovely the gift tag appearing like that. Have a lovely day tomorrow. X
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    Studies/surveys  December £75.87

    Decluttering items 1395/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.