We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Progress not Perfection

19759769789809811009

Comments

  • Oh isn’t that lovely, almost like she is giving you a gift again. 

    Glad you had a nice time with the family, despite the initial reluctance from DD. Mr SA made me smile with the no veg! 

    Time to put your feet up? 

    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • ladyholly
    ladyholly Posts: 4,091 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A very happy Christmas to you and yours.
  • doingitanyway
    doingitanyway Posts: 10,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Haha '...no veg' Mr SA has made me laugh out loud so many times this year. I'm still laughing about the boob tube he 'stole' from the charity shop, and now this!!

    Love the Christmas pressie from your mum!

    Have a wonderful Christmas 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • My heart did a flutter at box of 80s vinyl. An aunt kept mine safe but has not been able to find it to return it for the last ten years 😕
    I think I'll fix my speaker and play some records tomorrow.
    Lovely appearance of the gift tag 😊
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
  • Ooh how lovely the gift tag appearing like that. Have a lovely day tomorrow. X
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Merry Christmas SA x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Wishing you a merry Christmas 🎄
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.4K Work, Benefits & Business
  • 602.7K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.