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Progress not Perfection
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Two holidays to look forward to now! Very niceI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Loving that you have the next holiday booked already SA - good for you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
That's Wednesday more or less done. Worked in the office until lunchtime and just got a couple of hours to finish up at home. It was really quiet there are a lot off this week.
It was nice to get away from Mr SA for a bit even if it was to go to work, that said he rang me 7 times! He has driven me mad to be honest as what he wanted to say could've waited until I got home, none of it was important. One phone call was to tell me the bin men hadn't emptied our recycling bin when they'd emptied the ones across the road. Had to explain to him they do one side of the road first, turn round and do the other side, they've always done it this way 🙄 Then he rang to ask if I'd booked him a mobility scooter for Zante - let's have the Lanzarote holiday first! As it happens I was actually on a virtual stress management workshop at the time - he is my sole cause of stress!
I usually book the next holiday when we get back from a holiday but decided to book now as the hotel we want to go to only had 3 rooms left for the week with the best price.
Not a NSD as I stopped at Lid! on the way home from work.
Today's exercise is the walking to/from work 16,250 steps plus Zumba at 6pm so will be well over 20,000 by the end of the day.
Tonight's dinner is scampi with swede and parsnip "chips" plus steamed broccoli and carrots. That will be the last bit of the huge broccoli gone from last week's Mr M delivery. It was massive, like a cauliflower, definitely worth the 69p I paid for it. I don't know what it is with Mr M's fruit/veg but the grapes they sent me this week are the biggest I've ever seen, they're almost plum sized!
I was on a waiting list for the Amazon shopper panel and have been accepted today, already done one survey. Still on the waiting list for the receipt snapping part though.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Happy Thursday.
WFH today so a nice leisurely breakfast and read of my book before logging on.
It will be NSD 4 of April today. Won't be many more of those these month though with the upcoming holiday.
Lotto winnings of the princely sum of £5 have been sent to the Christmas pot. Sent £8.24 to 1p saver pot (this takes me up to next Monday now) and sent another oddment of £4 to the Zante holiday pot just to make the balance to pay an even number 😆 Balance isn't due until end of June.
Have put the wheels in motion for a long overdue catch up with some friends I haven't seen for over a year.
Unfortunately I think a trip into town with Mr SA for a couple of holiday bits is looming. He really does need some new joggers and a sweatshirt to travel in. The only day I'm going to be able to fit it in is Sunday unless DS and the GKs don't come this Saturday. I absolutely loathe shopping with him, it's a nightmare and he always manages to get a new man bag out of it.
Exercise plan for today is 15,000 steps which will include taking the dog for a run on the park plus a lunchtime stretch & tone session.
Making an old favourite spiced butternut squash stew with herb dumplings for tonight's dinner. This is to use up a squash and some natural yoghurt. Oh yes I'm on a proper use it up mission now 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Oh how I hate calls at work, I do feel for you. The ex MrWW used to ring me 10 plus times a day as part of a long running control campaign. So embarrassing and awkward 😞 I’m glad those days are behind me.Could you pick up the joggers and sweatshirt without MrSA?Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Good luck with the shopping trip with Mr SA. Men are a nightmare to shop with anyway, without the added stress that you get from Mr SA. You'll need a stiff drink when you get home.
Not heard of the Amazon shopper panel. Will have to look that one up. The stew and dumplings sounds nice. Not made dumplings for a while...might have to factor them in to this weeks plan.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
@Makingabobor2 I had to download the app from the App Store and register my interest. Seems like ages ago I was added to the wait list. The dumplings are just made from SR flour and fat free natural yogurt with herbs and grated cheese.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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I am very lucky Mr LH does not do shopping of any kind unless it is tech or music so with clothes he has to put up with what I buy.
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Mr ES does not like shopping either unless it is for DIY or tech stuff. He tends to leave me to buy his clothes or waits until we are out shopping together. My suggestion is you get out all Mr SAs manbags (is that even a thing as I don't think Mr ES has even one?) and when he asks you show him the array he already has. Ideally you could get his joggers and sweatshirt without him.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80004 -
I am reading your experiences & feeling fortunate, as Mr F really likes shopping - Yes, he definitely favours techy stuff, music & films, but is happy to shop for house & garden stuff, clothes, presents, etc. The only thing is that when buying clothes for himself (bearing in mind we do have a clothes savings pot), he will sometimes pronounce that he's not "paying that" & will refuse to buy a garment he actually needs. He also seems to regard trying something on as an annoying inconvenience, which I've never understood, as it is probably THE best way to avoid costly purchase mistakes.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2
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