We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Progress not Perfection
Comments
-
That's Monday done, the last working Monday for me until 12 May.
DD is sulking and avoiding me - this will go on for weeks. No wonder she has very few friends and is still single! She is extremely touchy and takes the hump at the slightest hint of criticism. How she goes on at work I don't know. It really annoys DS as sometimes when he visits she comes and says hello, other times (like this Saturday) she didn't bother at all. It depends on what mood she's in. DS and DD are so different it's unbelievable they're related. DD is very like pre illness Mr SA though, he could create an atmosphere you could cut like a knife when he was in a bad mood.
The main reason I didn't put her board up was because she buys all her own food, looks after the pets when we go on holiday and I get the staff discount. She is aware it will have to go up when I retire. However more than it's time to put her board up it's time she got her own place and stood on her own two feet.
I've always wanted to live closer to the sea and would love to retire to the coast but I was taking DD into consideration as I can't ever imagine her moving out. Now I'm thinking about doing it anyway, it might do her a favour and give her the push she needs to start being independent. As long as we don't move too far from DS and family I can't see any reason to stay where we are after I've finished work.
Stopped off at Lid! on the way home from work and redeemed the £5 off voucher. I've now hit the next free gift milestone.
Picked up my free coffee courtesy of 0ct0pus. Also downloaded a voucher for a free sweet treat from Gr£ggs, Mr SA will be glad of that. Still over £300 in credit so will hopefully be building that up a bit during the coming months.
I phoned the vet to order the dog's prescriptions but she needs a review for her arthritis tablets so I'm taking her tomorrow afternoon. No doubt that will more or less clear out the vet pot again what with the consultation, prescriptions and tablets.
Two weeks today we'll be in Lanzarote. They've had bad floods there but not in the resort we're going to thankfully.
Today's exercise has been walking to/from work and I'm doing a short FitOn lower body strength session at 5pm.
Tonight's dinner is gunpowder spice roast cauliflower & lentil curry with rice leftover from yesterday's dinner.
I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Read about the floods in Lanzarote. Glad it’s not near where you are going.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Definitely look into moving to the coast, that sounds like an excellent idea!
Debts 04/01/25 01/05/25
Tesco CC £6,509.97 £6,150.00
NatWest CC £7,612.74 £7,305.00
Lloyds CC £6,112.60 £5,495.00
1st Direct CC £176.03 £77.00
CC total £20,411.34 £19,027.00TSB OD £500 £0 - gone!
1st Direct OD £600 £250 (no charge)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,862.56
Total £36,195.78 £33,139.562 -
That's certainly what we're planning to do re retiring to the coast. It could be just the push your daughter needs towards independence.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (24/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
You should move to the coast absolutely. But then I would say that wouldn't IIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 25/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -8752 -
My friend has her 40 year old DD living with them. She won’t move out frustratingly so my friend is worried about what will happen if she wants to sell up or move if her DH gets any more incapacitated than he is. Tricky but her DD never did the Uni thing so never moved out after leaving education. My two did Uni then shared houses then bought their own apart from the odd month here or there between accommodation changes.I can see you enjoying coastal walks when you retire and agree it is high time your DD gained some independence. Tough when Mr SA is already quite selfish (whether or not due to brain injury) so dealing with your DD as well is not good when she behaves like sulky teenager.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£72.60
Save £12k in 2025 #1 £12000/£40004 -
Ooh yes, move to the coast, we live in Kent and get lovely sunsets 🌅Carolbee3
-
I would say go ahead and move to the coast but be aware you may not have all the facilities you have in a larger town or city depending where you are thinking of. You also may have lots of visitors blocking up the shops in the summer but it is nice and peaceful in the winter. I have lived on the coast in two different places since 1978 and love to watch the sea in the evening when the tourists are having dinner etc.I think it is past time your dd moved out. Mine left home at 16 and was going to college and supporting herself by working a lot of hours. She had a bedsit with a shared bathroom and was very happy, It is not quite so easy these days with rents being so high. Our dgd left home at 18, one to go to uni where she met her partner and the other moved in with her boyfriend which didnt work out so she returned home for a short time until she found a new one and has been living with him for about 3 years now.3
-
I was going to put a similar consideration to @ladyholly: when you choose your coastal place, bear in mind a number of coastal towns are impoverished and perhaps even a bit grim out of season. I'm thinking especially of the erstwhile holiday spots that have gone out of favour. So find somewhere with good transport links, a hospital (!) and signs of local life outside the holiday season. The same goes for lovely remote countryside, of course: there are places up the Dales that are a very long way from urgent medical treatment, don't have much of a bus service, and yet people see it as a great place to retire.
Of course, this is the ideal excuse to have lots of mini breaks to try out possible places to relocate to!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2025: Fabric 2, men's socks 3, Duvet set 7.5= 12.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, tee shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/227 -
Sun_Addict said:
I've always wanted to live closer to the sea and would love to retire to the coast but I was taking DD into consideration as I can't ever imagine her moving out. Now I'm thinking about doing it anyway, it might do her a favour and give her the push she needs to start being independent. As long as we don't move too far from DS and family I can't see any reason to stay where we are after I've finished work.7
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.1K Banking & Borrowing
- 252.8K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 597.4K Mortgages, Homes & Bills
- 176.5K Life & Family
- 256K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards