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Progress not Perfection
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Aw, that's a lovely thing to happen - your 14 year old self will be happyLD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0601 -
How lovely that you were remembered after all that time.January spends - £587.581
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Sorry! At least your windows are clean though!
How exciting to meet him and he remember you too.
Mr SA not telling you things were running out this time wasn't actually worked out quite nice! Shame it doesn't happen every time!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Everything happens for a reason. If you hadn't gone to the shop, you wouldn't have seen your past love. The universe works in mysterious ways.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
That’s lovely 🥰I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
And just like that it’s Smonday 😭Slept like a log again last night and wasn’t even disturbed by Mr SA’s midnight shower. DD told me he was showering at that hour as it woke her up. Of course he’s denied it 😐
Ended up going back to the big Mr T as Mr SA loved the top I got him yesterday so much he wanted it in another colour. Managed to get one reduced from £19.50 to £8.Incorporated the dog walk into our trip.When we got back I made vegan banana loaf to use up some black bananas, a batch of butternut squash soup for work lunches, a batch of coleslaw and put some tofu under a weight to squeeze the liquid out before freezing some and the rest is for tonight’s dinner.Wiped down the woodwork upstairs that didn’t get done yesterday. Also gave the bathroom a good clean.Tonight’s dinner is trying a new recipe from the Waitr0se paper - Tofu and mixed vegetable pasta sauce.
https://www.waitrose.com/ecom/recipe/tofu-mixed-vegetable-pasta-sauce?srsltid=AfmBOormGAxbZkcBtXA5pOzJPEiC6oawglYR1L7jbfSZ0lV92NTYJs-jNext week’s meal plan and shopping list done. Finished my current book so need to choose a new one from my bookshelves.Just about to do a yoga session then will have a nice relaxing soak in the bath with a face mask and candles.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Even on a weekend you don't rest....you must just have so much energyMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Makingabobor2 said:Even on a weekend you don't rest....you must just have so much energyI get knocked down but I get up again (Chumbawamba, Tubthumping)2
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That's Monday done.
Worked in the office until lunchtime and finished up at home.
Stopped off at Lid! on the way home. It was chaos in there as not only was it busy they are trying to refurbish it while it's open, although it's closing early every day this week to finish it off. Picked up a free cookie for Mr SA from the spinning wheel thing and have now won a brownie, he'll be happy he loves their sweet bakery items.
In money news, picked up my free weekly coffee courtesy of 0ct0pus. Still in credit to the tune of £472.21, bills are higher than the monthly payment at the moment so the credit is being eaten into quite a bit. Netfl1x has gone up by £1 a month. Paid for garden waste scheme which has also gone up by £5 a year. Can't manage without it as we have a lot of garden waste most of the year round and no means of taking it to the 'local' tip over 10 miles away.
Monday finance check done, all ticking over. CC balance was just £1.18 so will leave paying it off until the pending items have cleared.
Mr SA has been scouring the charity shop again and has purchased some heated gloves that take 6 batteries! I would imagine this will make the gloves quite heavy and bulky with the battery packs as well. The stuff he buys!
Today's exercise has been walking to/from work and I'm going to do a short yoga session later.
Tonight's dinner is leftover Tofu and mixed vegetable pasta from yesterday.
I'm trying to break up the housework tasks this week into small daily chunks, however I'm always trying to do this but then get too busy so we shall see. Tonight's task is vacuuming and steam scrubbing the floors and wiping down the kitchen cupboard doors. Also need to finalise the Mr M order for tomorrow morning.
Opted in for the electricity savings hour at 5.30 although the amount this saves is miniscule.
I'm going to have to get a new phone sooner rather than later as more and more apps won't update as it's not on the latest IOS. I can get by this to some extent as they're on my iPad too but the time will come when I need the ones on my phone. I've had the money set aside for some time but too tight to part with it 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Might as well be getting some interest until the last possible moment!2
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