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Progress not Perfection

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  • joeyjimbles
    joeyjimbles Posts: 2,247 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aw, that's a lovely thing to happen - your 14 year old self will be happy 
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How lovely that you were remembered after all that time.
    January spends - £587.58
  • Willowtree222
    Willowtree222 Posts: 8,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry! At least your windows are clean though!

    How exciting to meet him and he remember you too. 

    Mr SA not telling you things were running out this time wasn't actually worked out quite nice! Shame it doesn't happen every time! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Makingabobor2
    Makingabobor2 Posts: 4,180 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Everything happens for a reason. If you hadn't gone to the shop, you wouldn't have seen your past love.  The universe works in mysterious ways. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 95,362 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s lovely 🥰 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,180 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Even on a weekend you don't rest....you must just have so much energy
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 23,955 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Even on a weekend you don't rest....you must just have so much energy
    I don’t have a choice. If I don’t catch up on household tasks at the weekend they’ll never get done. I sleep well so that’s my rest. I also get about an hour at night to watch TV with my feet up but I struggle to stay awake most of the time. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 23,955 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's Monday done. 

    Worked in the office until lunchtime and finished up at home. 

    Stopped off at Lid! on the way home. It was chaos in there as not only was it busy they are trying to refurbish it while it's open, although it's closing early every day this week to finish it off. Picked up a free cookie for Mr SA from the spinning wheel thing and have now won a brownie, he'll be happy he loves their sweet bakery items. 

    In money news, picked up my free weekly coffee courtesy of 0ct0pus. Still in credit to the tune of £472.21, bills are higher than the monthly payment at the moment so the credit is being eaten into quite a bit. Netfl1x has gone up by £1 a month. Paid for garden waste scheme which has also gone up by £5 a year. Can't manage without it as we have a lot of garden waste most of the year round and no means of taking it to the 'local' tip over 10 miles away. 

    Monday finance check done, all ticking over. CC balance was just £1.18 so will leave paying it off until the pending items have cleared. 

    Mr SA has been scouring the charity shop again and has purchased some heated gloves that take 6 batteries! I would imagine this will make the gloves quite heavy and bulky with the battery packs as well. The stuff he buys!

    Today's exercise has been walking to/from work and I'm going to do a short yoga session later.

    Tonight's dinner is leftover Tofu and mixed vegetable pasta from yesterday. 

    I'm trying to break up the housework tasks this week into small daily chunks, however I'm always trying to do this but then get too busy so we shall see. Tonight's task is vacuuming and steam scrubbing the floors and wiping down the kitchen cupboard doors. Also need to finalise the Mr M order for tomorrow morning.

    Opted in for the electricity savings hour at 5.30 although the amount this saves is miniscule.

    I'm going to have to get a new phone sooner rather than later as more and more apps won't update as it's not on the latest IOS. I can get by this to some extent as they're on my iPad too but the time will come when I need the ones on my phone. I've had the money set aside for some time but too tight to part with it 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,254 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Might as well be getting some interest until the last possible moment!
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