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Progress not Perfection

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,892 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Welcome back.
  • Makingabobor2
    Makingabobor2 Posts: 4,693 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Glad you are back safe & sound. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,984....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1540/£3000
    .

    Studies/surveys April.....£31.49

    Decluttering items 1402/
    2025.  170/2026
    Books read    23 in 2025.  2026- 9 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Welcome home. Sorry about all the washing 😢
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 23,345 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about all the extra washing.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Cherryfudge
    Cherryfudge Posts: 14,832 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope the sore throat doesn't develop into anything more.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • foxgloves
    foxgloves Posts: 13,246 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope it's not Covid. Some of Mr F's team are currently off with it. It's defo about. 
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • EssexHebridean
    EssexHebridean Posts: 25,875 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was going to say the same about the throat/covid - there is an awful lot of it about at the moment, it seems. Fingers crossed you just have a cold though! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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