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Progress not Perfection
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Beautiful sunset. Have a good flight home. No sunshine here in the East Mids today, I'm afraid.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Hope you have a jacket with you for when you land back in the UK.
It is pouring with rain and cold today!!2 -
Welcome home SA - at least you won't need to water the garden!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
We’ve been back in the UK since around 2.30. The flight was delayed by 30 minutes due to air traffic control from the departure end so they were late landing. It was literally them off us on.Ibiza airport is fabulous, definitely the best airport we’ve been to and actually really cheap in the duty free eg a litre of Gordon’s gin for €10 which is less than £10. I’d already bought 2 litres of Gordon’s pink gin in the UK for £20 (yes for both) that had travelled to Ibiza and back. I did pick up a bottle of Puerto de Indias gin that I’d been drinking in Ibiza in a gorgeous bottle that will look great with fairy lights inside once empty. Food was the usual expensive airport prices though. Mr SA was happy because he got his ham and cheese baguette. Made me smile they had a WH Smith there with the usual meal deals 😆Special Assistance both in Ibiza and back home were absolutely brilliant.So nice that the flight was just 2 hours 10 minutes. Very smooth as well which is always a bonus.Everything is ok at home. DD was at work when we arrived and unfortunately the dog had pooped in the house as she’d been on her own all day. She was super excited to see us, bless her.Despite all the spending at the airport we’ve come back with about €30 to carry forward to the next holiday.Mr M delivery coming tomorrow morning at 7am then the dog has a check up at the vet for her ear infection at 10am. Definitely won’t be up until midnight tonight. So glad I’m off work for the rest of the week as I have so much to do in the house and garden. Good to see the greenhouse plants have thrived in the paddling pool.I get knocked down but I get up again (Chumbawamba, Tubthumping)7
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Welcome home
You'll be ok for gin for a while
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)2 -
Won’t I just 🤣🤣doingitanyway said:Welcome home
You'll be ok for gin for a whileI get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Forgot to add DGD is 10 today 😱 By coincidence we were travelling back from Ibiza the day she was born.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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10 already!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Welcome back and happy birthday to DGD. Good to know everything went smoothly (apart from the delayed start), your DD is well enough to work, the dog is happy and the plants have survived! I assume the cats are fine as they've not been mentioned?
You're certainly doing well for gin!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Welcome back and hope DGD had a happy birthday."If you can dream it, you can do it". Walt Disney1
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