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Progress not Perfection
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Happy Saturday 🥂
I need to make a list of jobs I want to get done this weekend so it doesn’t disappear in a flash without me achieving anything.Plans for this morning are a live ClubFit class at 8.45 then go to the big Mr T for a paper and to drop off the soft plastic recycling. We’ll take the dog so she’ll get a good walk out of it.No GKs today so that will free up the afternoon to get jobs done.Pizza and Prosecco tonight 😋I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Thanks for the lentil flatbread recipe. I will try it.
Enjoy your pizza and Prosecco.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
I’ve tidied out one of the cupboards of doom yet again. I went through everything and have thrown a few things away and shredded some old paperwork. Will do the other cupboard of doom tomorrow. Found details of a pension scheme Mr SA paid into 40 years ago. Put the details on Gov.uk pension tracing service and it came up with an address. Not sure what I do now - write to them giving our current address I assume 🤷♀️Got two loads of washing line dried.Finally spent a £20 gift card that was almost impossible to spend as you can’t spend more than the amount and pay the rest by other means. Managed to spend exactly £20 with M&S on 2 t shirt nighties but will have to pick them up in store. I pass M&S on my way home from work so not a problem.DD has tested positive for Covid yet again (lost count of how many times she’s had it now) and Mr SA has just announced he feels terrible, headache, sore throat, etc.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Well good news on the cupboard tidy and then pension find, but bad news on the covid for DD. Hope Mr SA doesn't have it. Although there do seem to be a lot of other viruses around at the moment. Maybe you should wear a mask, just to be on the safe side. You don't want to catch anything.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 753
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Oh dear, I hope she's over it soon and Mr SA doesn't have it.
The pension was a good find - did you tell Mr SA? He might start a pester, I suppose...I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
He didn’t pay into the pension for long and he can’t access it until he’s 65 which is just over 7 years away. It won’t be worth much but anything is better than nothing.Cherryfudge said:Oh dear, I hope she's over it soon and Mr SA doesn't have it.
The pension was a good find - did you tell Mr SA? He might start a pester, I suppose...I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Hope Mr SA tests negative and that you stay well.You might be surprised with the pension 🤞that’d be a nice 😁
Its not worth letting the person from work upset you…..glad it’s now water under the bridge. I’d leave a wide berth from now on though.
Well done for being at target for 21 years. Am I right thinking you’re only on line these days.January spends - £587.583 -
Seems this is a good time to have found it - get the paperwork put right then just leave it to mature, and hopefully he will forget it and you won't have to buy all sorts of unlikely garments for him.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Yes unfortunately as I really miss the face to face meetings. There’s a good online community but it’s not the same. However they’ve been advertising for workshop coaches so I suspect they are trying to get the face to face back up and running again. I hope so.milann said:Hope Mr SA tests negative and that you stay well.You might be surprised with the pension 🤞that’d be a nice 😁
Its not worth letting the person from work upset you…..glad it’s now water under the bridge. I’d leave a wide berth from now on though.
Well done for being at target for 21 years. Am I right thinking you’re only on line these days.I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Keep meaning to ask you how you are getting on with your hoop?
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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