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Progress not Perfection
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Great holiday organisation there SA - enjoy that countdown!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Both passports definitely in date?!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
And with plenty of remaining date on them!PennysIntoPounds said:Both passports definitely in date?!2 -
Well done on the holiday planning. It's 99 days till ours. Due to son's disabilities we go to centre parks that's 10 mins from us for weekend and just have a change of scenery. DH spends most at of time in accomodation with youngest so rest if us get to do a few bits then one evening I stay in while DH and 2 older teens go play snooker so we try to enjoy it best we can but it's sort of stress ful too. We have a smaller car now too so will have to fit roof box and try not to pack so much 🤣 it's amazing though how much we pack2
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Middle of the week already!
Worked in the office until just after lunchtime, finishing up at home.
Stopped off at Lid! on the way home, just a small spend of £4.08 though.
Money wise sent an oddment of £9 to the Christmas pot.
Every Wednesday at 1pm I listen to a WW live motivational session on the app. Every Wednesday Mr SA rings me dead on 1pm when it's just started! I always decline the call, I've told him not to ring me between 1 and half past but he still does, although I don't expect him to remember. I told him if I decline a call it's because I can't take it and will call him back when I can. He called again 10 minutes later! Got back to him in case it was urgent - it wasn't 😒 I can't believe his timing!
@PennysIntoPounds @RelievedSheff - we still have another 3 years on our passports so we're fine for now.
Today's exercise is walking to/from work = 17,000 steps plus Zumba at 6pm so will finish up well over 20,000.
Making a veggie chilli with sweet potato wedges for tonight's dinner.
I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Only Mr SA
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Morning all, almost the weekend again 😎
WFH today so a nice easy start to the day reading my book. I don't feel 100% this morning, a bit achy, a bit of a sore throat type of thing. I hardly ever get ill so hopefully it will wear off during the day.
Money wise it will be NSD 1 of April.
Exercise is dog walking later this morning, Yogalates at lunchtime and Zumba tonight.
Tonight's dinner is a portion of veggie lasagne from the freezer with salad.
Should be a quiet day work-wise, this week has been very quiet so far, I expect a lot are still on leave. It's a good opportunity to catch up on admin bits and things I've been putting on a back burner.
I can hear Mr SA shuffling about upstairs so chaos will ensue shortly!I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Have a good day. I feel the same this morning, hope it wears off for us both soon!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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It's been quite at work here as well this week. A lot of people at the office have this week off and a lot of our clients have the week off as well so doubly quiet, which is nice.1
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I hope you feel better soon.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11
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