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Progress not Perfection

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  • 20p more! I have about 60p less….the mysteries of payroll! 
    Have a lovely day ☀️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Spend that 20p wisely! 

    Lovely to have a proper holiday countdown on the go - we've got an extra month or so over your waiting time! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I_Love_comps
    I_Love_comps Posts: 2,417 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    @Sun_Addict We are looking at going to Lanzarote next year
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

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    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Our holiday countdown is a way off starting just yet. We don't have a proper break until July!

    Put your 20p to good use.
  • Thanks for the link, I have a vague plan to watch just to see if I could make myself do any of it. 
  • jwil
    jwil Posts: 21,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the link,  I'll try and remember to have a look!
    "If you can dream it, you can do it". Walt Disney
  • Sun_Addict
    Sun_Addict Posts: 23,964 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I gave Mr SA one task to do today which was top up the pond. He switched the hosepipe on when we got back from taking the dog out this morning. At lunchtime I noticed the water was overflowing so asked him to switch the hosepipe off. Later this afternoon I noticed there was a lake forming on the garden path. Asked him if he was sure he’d switched the hosepipe off, he said he had. Just double checked now and no he hadn’t!  Good job we’re not on a water meter 😞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I gave Mr SA one task to do today which was top up the pond. He switched the hosepipe on when we got back from taking the dog out this morning. At lunchtime I noticed the water was overflowing so asked him to switch the hosepipe off. Later this afternoon I noticed there was a lake forming on the garden path. Asked him if he was sure he’d switched the hosepipe off, he said he had. Just double checked now and no he hadn’t!  Good job we’re not on a water meter 😞
    Ouch!  Definitely good job you aren't on a meter.
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,381 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ooops. Just as well you don’t have a meter. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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