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Progress not Perfection
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20p more! I have about 60p less….the mysteries of payroll!Have a lovely day ☀️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Spend that 20p wisely!
Lovely to have a proper holiday countdown on the go - we've got an extra month or so over your waiting time!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
@Sun_Addict We are looking at going to Lanzarote next yearI am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
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Here is the link for the free activities on WW this Thursday. There's a full timetable of events taking place all day and open for anyone to join in not just members. The stretch & tone session is going to be chair Pilates with the option to do standing. I can highly recommend all the exercise sessions, especially my favourite Zumba at 5pm. All sorts of live sessions not just exercise, the live kitchen events are brilliant.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Our holiday countdown is a way off starting just yet. We don't have a proper break until July!
Put your 20p to good use.2 -
Thanks for the link, I have a vague plan to watch just to see if I could make myself do any of it.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Thanks for the link, I'll try and remember to have a look!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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I gave Mr SA one task to do today which was top up the pond. He switched the hosepipe on when we got back from taking the dog out this morning. At lunchtime I noticed the water was overflowing so asked him to switch the hosepipe off. Later this afternoon I noticed there was a lake forming on the garden path. Asked him if he was sure he’d switched the hosepipe off, he said he had. Just double checked now and no he hadn’t! Good job we’re not on a water meter 😞
I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Ouch! Definitely good job you aren't on a meter.Sun_Addict said:I gave Mr SA one task to do today which was top up the pond. He switched the hosepipe on when we got back from taking the dog out this morning. At lunchtime I noticed the water was overflowing so asked him to switch the hosepipe off. Later this afternoon I noticed there was a lake forming on the garden path. Asked him if he was sure he’d switched the hosepipe off, he said he had. Just double checked now and no he hadn’t! Good job we’re not on a water meter 😞"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Ooops. Just as well you don’t have a meter.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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