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Progress not Perfection
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The TOMM method is geared towards getting the housework done during the week so you have weekends off. I reckon it would suit you 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
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I have the app and subscribe to the Patreon app. I did a guided kitchen clean tonight 😆Onebrokelady said:The TOMM method is geared towards getting the housework done during the week so you have weekends off. I reckon it would suit you 😊I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Gave the kitchen a good clean using a TOMM guided cleaning session. Basically a HIIT session for housework 🤣 Absolute madness but so motivating.
Have progressed to a heavy resistance band having started at extra light 🥳 This is my resistance band class nothing to do with cleaning 🤣
I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
As was ISun_Addict said:
I was enjoying his take over of Pick of the Pops on Saturdays 🙁beanielou said:Heard him on Sunday Love Songs on Sunday.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
There was a lovely tribute today from Jeremy Vine.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
When did they find out? I only heard it on Sarah Cox’s show. Having said that I have the radio on in the background but not always listening to it properly. There have been some lovely tributes on Instagram from other DJs and celebs I follow. So sad, another one gone 🙁 I remember in the 80s we used to have R1 on at work and in the morning we’d be feeling sad at Simon Bates Our Tune and in the afternoon crying with laughter at Steve’s Mr Angry.beanielou said:There was a lovely tribute today from Jeremy Vine.I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Late in the day SA. Will send you if I can find it again.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yes, very sad about Steve Wright. He was no age at all really, either. Just goes to show how we shouldn't take life for grantedMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Happy hump day and happy Valentine's Day.
WFH again today it feels really weird and it's made me all discombobulated 😆
Exercise
Have been out with the dog this morning, going to do a 30 minutes walk shortly then ClubFit at 6pm.
Dinner
A mash up of two recipes sort of based on a vegan Pad Thai. I need to use up some courgette, spinach and spring onions. Sacrificing a bottle of Prosecco for tonight as Mr SA complained I haven't done anything special for Valentine's 🙄 I have also been reminded I didn't do Pancake Day yesterday either!
Money
NSD6 today. The Lanzarote holiday balance was collected yesterday so the holiday pot will have a big chunk missing when it shows as being payable on the cc. Also "found" £40 I didn't know I had in the current account. This was the £40 I paid to the council for the garden waste bin last month which I had accounted for in this month's bills and forgot to take it off.
Housework
Load of washing done. Ironing needs to be done later. Giving the bathroom a good clean and vacuuming upstairs.
I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
From everything being said yesterday evening I assume that Steve Wright's death was very unexpected. It was clearly a huge shock to the radio community.
I'm curious - what special efforts had Mr SA gone to for valentines day?
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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