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Progress not Perfection

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  • SuzeQStan
    SuzeQStan Posts: 1,675 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Congrats on the windows loan being finished! 👍🏻👍🏻👏🏻  are you thinking about mortgage overpayments to get rid asap?  Xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Another debt gone, which is great. Congrats! 
    Could be more holiday money!!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • That's fab news all round! What are you going to spend the freed up money on? An absolute ton of spare keys? 😁
  • beanielou
    beanielou Posts: 95,464 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cherryfudge
    Cherryfudge Posts: 13,168 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 29 January 2024 at 10:17PM
    Well done on completing the windows payments! I'm waiting for the day when you start your Christmas payments two years in advance. :) You are certainly headed that way!

    I think Duolingo has an algorithm that can tell when we are going to be far too busy to make use of the three free days. It's done the same to me a couple of times. It also gives me random 15 minutes on double points around midnight when I should be packing up and my brain's had enough. Perhaps it's all a ploy to make us feel we are worth the paid-for version, as we are 'good enough' to get prestigious freebies but can't organise when they come and of course if we paid for them, we'd suddenly have an extra hour in the day, plenty of energy and no loss of focus.

    Looking forward to hearing about your Fabulous Friday. :) 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Great news on the extra £155 a month.  I think I have 2 of the same regular savers as you, Nationwide and Yorkshire Christmas Saver.  What is the other one you have? 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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    Save £12k in 2025 #1 £12000/£7000
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