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Progress not Perfection
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Have a lovely time tonight but stay warm especially as you have a cold.2
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Have a fantastic night out! We want to hear your 20,000 steps were mostly on the dance floor and you wore off the lovely Greek meal having fun.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Enjoy. 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Off you go & be a dancing queen for the night.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
Hope you have had/ are still having a fabulous evening1
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Enjoy the Abba concert and hope the cold goes soon. I had to smile at Mr SAs comment. Costing "us" indeed
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70001 -
Thank you all. Just a quickie as I’m about to go to bed, it was a lovely night. The food was good as was the concert and the company. Did a lot of dancing, my costume was admired by many people and I had an impulse purchase of a sparkly hat with flashing lights from the merchandise stall 😆 Yes they sang my favourite song of theirs Dancing Queen and I was up dancing 💃
Great night, loved it! Mr SA was fine with it eventually and even wanted to take my photo in the costume.I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Morning all, happy Friday and happy December 🎄
Day off today thank goodness. I don’t think I could’ve gone to work today. It looks absolutely freezing out there.Still full of cold but now I can stop fighting it and let it take its course. I need to rest and recuperate.It may well be a NSD today, not planning on going anywhere other than taking the dog out.Will make a start on putting the Christmas decorations up today. Mr SA has done nothing but moan about everyone else having theirs up but has made no attempts to do anything about it.Opened the first box of my MnS beauty advent calendar and was pleasantly surprised it was a Clinique lipstick 👍 There will be a black eyeliner lurking in there somewhere no doubt - there is always a black eyeliner 😬I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
In money news cashed out £45.49 from PA and £7.21 from Eureka. Total earnings for November £52.54. This will pay for my Christmas nails and the rest will go in my fritter fund pot.Already earned £2.82 so far today to go towards December earnings.
The bank account will have been decimated with all the direct debits going out on the 1st but that means another mortgage overpayment has gone out.Need to send money to the regular savers.I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
glad you had a good night. You are right to stay indoors in the warm today, it is freezing out there. I've only been as far as the bird table so far, and that was enough.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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