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Progress not Perfection
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Water dripping in a work area sounds like a really bad idea, all those electrics!!!!!!
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Sometimes dreams can be very odd and other times you can suddenly see the link. I dreamt the other night that I went to Paris with Doyle from The Professionals! Now that is one dream I would like to see come true.....lolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Good news on potential award & the lunchI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done on being short listed! And how lovely to get a dinner invitation.
It's weird you dreamed about the rain and so forth. A bit of me is saying it's a subconscious attempt to air worries about weather or home security, and another bit of me is saying please could you see your way to dreaming they invent a really good, calorie-free chocolate?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Morning all, happy Tuesday.
WFH today thank goodness as the weather is dire this morning. Will have to brave it at some stage to take the dog out.
It will be another busy day at work as still have some emails to catch up on. I also have a lengthy meeting this morning where I'm minute taking so will need to stay awake 😆
In money news it will be NSD 2 of September. I've also cancelled the DD for the additional borrowing, one less thing to pay out.
Exercise wise it will be dog walking, bums & tums at lunchtime and resistance bands tonight.
Tonight's dinner is Spanish style chickpea stew with veggie chorizo sausages from the freezer. Going to make two portions and take one to work tomorrow for lunch. I made a batch of carrot and coriander soup on Sunday but it only made enough for three portions - one yesterday, one today and the last one can be for Thursday.
At some stage I need to get a quote for the fence that runs down the drive. Hoping it can just be repaired rather than totally replaced as it's a very long drive! It's only the first part of it that's damaged, the rest is fine. I'd like to get it done before winter ideally.I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Back to reality with all those emails then. 😳January spends - £587.581
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Ouch to all the emails - it sounds like you're already getting back on top of things though, well done!
Lovely to be in the running for an award - good luck with that!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
In travelling for work news I might be going to Scotland overnight soon 🙂 I’m ashamed to say I’ve never been to Scotland but would love to go and a colleague I work closely with and get on very well with is based up there and needs me to train her up on a couple of things. She thinks it would do me good to get a break away rather than her come to me (she knows the situation with Mr SA). She calls me a few times a week and we always have a good chat and a laugh so it would be brilliant to meet in person. Plus we would have a night out 🥂 Not telling Mr SA until it’s finalised though 🤫I get knocked down but I get up again (Chumbawamba, Tubthumping)7
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REally hope that comes off for you.
You would love it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
That would do you the world of good, even if it is work. Hope it works outMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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