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Progress not Perfection
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They have “put him the list” for a courtesy scooter 😕 We haven’t been able to go out with the dog today. She obviously wanted to go for a ride as she jumped on the scooter seat. Although he still has the scooter he can’t use it as they’ve taken the part that holds the front but together. I could’ve taken the dog over the road to the park but she hates it without the scooter, it’s her comfort zone. Too hot for her really so not an issue, she’s been pottering in the garden most of the day.The laundry basket is empty 🥳 Just one more line to dry and put away. Even though we’re not going away until April I wanted to put the holiday clothes back in the cases as last year I packed them away with the other summer clothes and it was a bit of a faff getting them back out again.Jet2 have cancelled flights to Skiathos as the floods have been so bad they’re rescuing people from their homes. Zante has got away very lightly by the sounds of it.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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You got home just in time by the sounds of it, how worrying for everybody over there.
I hope the scooter's ready soon, for everyone's sake.
When you pack the cases away, why not also pack a layer of Mr SA's things, the ones that get worn least, so they can be 'rediscovered' when a pester starts? And pack a pink gin in case you need to 'discover' it sometime, too.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Morning happy Friday 🥳
The cats got me up early but I’m glad to be getting back into a routine really. I think I’m back to operating on UK time now after gaining 2 hours on Wednesday.Number one priority today is finances. Still not done the payday shuffle and it’s over a week since I got paid. Savings need to be sent to the remaining two regular savers. I need to sort out one to replace the Cov R/S.
Also plan to give the kitchen and bathroom a good clean. I’ll take the dog out when she gets up as I doubt the scooter will be back today. It will be a waste of time as after a couple of half hearted runs after her ball she’ll sit looking for Mr SA. No doubt the park will need a good litter pick although another woman in the park group said she would do a mini litter pick while I was away.I finished my current book yesterday so need to pick a new one from my shelves. After reading two light reading ones in a row I feel the need for something gritty. I came back with four books from the hotel book swap and only left one although I had planned to leave another but didn’t finish it in time. The book shelves there were absolutely heaving so I’ve not left them short.@Cherryfudge I’ve re-packed his new shorts and T-shirts so he can’t say he’s got nothing to take next time. He’s got plenty to be wearing now. I draw the line at re-packing my gin though it’s travelled a long way 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Balances update:
Mortgage £8991.04
Windows/door £766.98
Additional borrowing £0.00 😁
Total £9758.02
Regular Savers:
Coventry £3500.00 - matures 19 September so pot complete now
YBS £2400.00
Principality £1375.00
Christmas £426.48/£600.00
1p Saver £445.28/£667.95
I've sent £54.48 to the sinking funds pot that covers annual payments of various bits and bobs plus birthdays.
Took me ages to sort all this lot out, serves me right for going on holiday 🤣
Now the additional borrowing part of the mortgage has gone I've transferred the £100 overpayment to the mortgage from October onwards.
4 week budget pots all looking set to have a decent surplus by the end of the budget period.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Finances looking good.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Great that your additional borrowing figure is £0I like it when regular savers mature - as I'm still relatively new to the concept of saving (such a late starter) I always feel surprised and pleased that I've saved up over 12 months and been rewarded by some interest.2
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Not long til the windows are paid too 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
So well organised with your financesIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
doingitanyway said:So well organised with your financesI get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Just watched a film on Netflix - The Ruins. Oh my days 😱 Good but 😱 Kept me awake though.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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