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Progress not Perfection
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redofromstart said:Sun_Addict said:Good news for the grocery budget I’ve completed the 4 weeks required for the &More voucher so have £35 off my next Mr M shopI get knocked down but I get up again (Chumbawamba, Tubthumping)3
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All good on the money frontI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I’ve been thinking about your grocery overspend SA - we always stick to budget religiously. We have for years. There are only 2 of us so £50 covers us for a week, right?
except £50 hasn’t covered us really for the last several months resulting in top up shops that never used to happen.Food inflation has added I would guess at least 25% to what we used to spend. We’ve decided to up the budget - sometimes you have to
give yourself a little leeway for situations outside your control.Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.4 -
Thanks for the recipe website link! The Tuscan Bean soup looks nice - for me that's a late summer recipe as I used to make it then - enabling us to stay out of doors a bit longer.
No reason not to have it sooner, I tell myself. After a rain-sodden day today it would have been a good antidote.
You are doing so well - all your attention to detail pays off massively.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Sounds like the Universe is shining down on you financially at the moment. Great news.
Surprised you found blackberries to pick already, I was looking at the ones locally this morning when I went for my walk and they are nowhere near ready yet. You must have had more sunshine that us....lol.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
That’s Thursday done. Have been in the office today and met my work friends for a catch up at lunchtime which was lovely. It’s felt quite nice to be free of Mr SA for the day although there were a few phone calls from him asking what time I was coming home.On the way home from work there were flying ants everywhere! Had to keep fishing them out of my hair!Stopped off at L!dl and was pleased to see it’s Asian week so have stocked up on various bits including the frozen edamame beans that I love. Have earned a voucher for free ice cream - didn’t it used to be £2 off when you reach £100 spend in a month 🤔 I’d rather have £2 off as I don’t really eat ice cream.Exercise is walking to/from work 18,000 steps plus Zumba at 7pm which will take it well over 20,000.Tonight’s dinner is a portion of veggie lasagne from the freezer with salad.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Makingabobor2 said:Sounds like the Universe is shining down on you financially at the moment. Great news.
Surprised you found blackberries to pick already, I was looking at the ones locally this morning when I went for my walk and they are nowhere near ready yet. You must have had more sunshine that us....lol.The blackberries in my garden aren’t ripe yet but are on the park which is strange as it’s literally across the road.I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
No, don't worry about something going wrong. Just be grateful for what you have and you will get more...its the Law of Attraction. You need to change your mind set. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
We have loads of blackberries in the park we walk the dog in and some are large and ripe but an awful lot are small and green. It depends which side of the bushes they are on. I dont think there will be a lot of nice juicy ones due to the lck of rain earlier in the year.
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Park cleaner comment made me smile. Well done with the blackberries.
Tuscan bean soup sounds yumIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253
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