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Progress not Perfection
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Morning all, happy Thursday.
WFH today so have had a nice relaxing start to the day reading my book with a coffee. Unfortunately that peace has now been shattered as Mr SA is up early, looking confused and keeps saying "oh dear" for some reason.
Looks like a nice day weather wise so will empty the laundry basket and get it out there drying.
Should be NSD 3 as I don't plan to buy anything or go anywhere. On the money saving front I stocked up on coffee pods in the Prime Day sales so instead of paying £5 a box, the current price in Mr M, I paid £3.10 a box. I bought 10 boxes and they arrived yesterday so they'll last a good while.
Today's exercise is dog walking later this morning, a live Pilates session at lunchtime and another live Zumba class at 7pm.
Tonight's dinner is leftover sundried tomato and spinach pasta from Tuesday.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
That’s a really good coffee deal, well spotted. I hope the oh dears settle down soon.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Oh dear…..I hope Mr SA settles down and there’s not too much worrying him.January spends - £587.583
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That's all the regular savers fed for the month. Totals so far:
YBS Christmas saver £1800.00 @ 4.5%
Principality RS £1125.00 @5%
Coventry RS £3000.00 @4%
Interest rates might have gone up since I last checked. All will have matured by December.I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
I don't know about Principality and Coventry but the YBS is now 5.50% so that's niceLD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0603 -
I really do need to get around to looking for a better savings rate. Ours is really low now.3
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That’s another working week done ✅
Worked in the office today although finished when I’d done 6 hours. I build up a bit extra during the week so I can have an early finish on Fridays. Can’t remember the last time I did a full day on a Friday 😆
The phone calls from Mr SA started at 7.30 😬 I’d literally just arrived and was logging on when the first call came.Not a NSD as I needed a few things from Wilk0 and L*dl. Also bought Joe Wicks latest cookbook for the princely sum of £2 from the shop near work that sells brand new books with damaged covers/spines. As if I need more cookbooks 🤣In good money news had the monthly statement from 🐙 and the account is in credit by £364. Might not be as much as some on here but we are heavy users so I’m pleased with that.Exercise has been walking to/from work 20,000 steps. No extra sessions today.Tonight’s dinner is lightly dusted yellowfin sole with rosemary, garlic and chilli air fried swede chips and steamed veg.DD has gone away for the weekend again. She’s gone to the wedding connected to the hen night she went on a couple of weeks ago. It’s really strange without her.I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Happy weekend SA - regular savers are looking healthy 😊👍🏻.🐙 credit 👏🏻👏🏻 - by end of summer sounds like you will have a proper buffer there.
hope DD has a lovely time at the wedding xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
The electricity credit is sounding good. Ds has been talking about 🐙 this evening and singing their praises.January spends - £587.582
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Great news about the credit. I'm still in debit. Should be just out at the end of summer which isn't a good position going into winter. I'll have to do something about it.
It must be very difficult with the calls at work. XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2
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