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Progress not Perfection

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  • foxgloves
    foxgloves Posts: 13,858
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    edited 11 September at 6:22AM

    The scammer who phoned me last year knew a lot of my credit card details including the card number plus the last 2 (but not 3) digits of the security code on the back. I was already suspicious. The scammer picked up on this & started offering a series of measures he could put in place to increase anti-fraud measures on my account. These were so OTT & increasingly ridiculous, it just confirmed it was a scam. The learning message from it for me was that he didn't get my name quite right at the beginning of the call (it's double-barrelled & I do often have to correct it esp as it's a different name from Mr F) & I voluntarily corrected it for him which gave him more info. Next time I'll listen to more of the spiel as it did soon become obvious it was a scam. No money taken as I think we all know not to send passcodes & that's what he was after.

    I'm glad Mr SA didn't get caught by them as I would imagine he'd be quite vulnerable to it.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Makingabobor2
    Makingabobor2 Posts: 5,088
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    Some good underspend there.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys November £38.72

    Decluttering items 1400/
    2025.  460/2026
    Books read   2025/23   2026- 25(target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • satchmo1
    satchmo1 Posts: 3,724
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    Try emailing YuMove, they responded on a Saturday after my recent Friday afternoon email.

    Royal Mail had played ping-pong with my doggies regular order for over a week, taking so long that I had to buy a box from Pets@Home. YuMove sent a new batch, which came before half the original batch made it through the letter box. I told YuMove and said to bill me for what had arrived, but they declined and were very apologetic despite it not being their fault.

    What would you get if all you got was what you were thankful for?
  • Sun_Addict
    Sun_Addict Posts: 26,443
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    Thank you. They seem to be trying to send me more joint tablets than digestive ones. I keep pausing the joint ones but need to sort it so both arrive at the same time. Not 100% sure with the joint tablets but the digestive ones definitely work.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • jwil
    jwil Posts: 24,090
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    Hope you feel better soon.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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