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Progress not Perfection

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Comments

  • Cherryfudge
    Cherryfudge Posts: 15,419 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    It sounds very tedious, but that's better than traumatic. Have you escaped yet?

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EssexHebridean
    EssexHebridean Posts: 26,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Sounds as though things went relatively smoothly then SA - unless it all kicked off after you last posted, of course!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • liselle
    liselle Posts: 400 Forumite
    Seventh Anniversary 100 Posts

    Oh it’s a pity that the driver didn’t tell him to move.Wheelchairs take priority on our buses, even babies pushchairs have to be folded if necessary.

  • Blackcats
    Blackcats Posts: 4,627 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper

    glad the day went ok. Hope you get to relax this evening.

  • beanielou
    beanielou Posts: 100,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Some people are just so selfish 🤬

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Glad it went ok. The bus driver should have definitely made the man move, that's just selfish of him.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £70.99

    Decluttering items 1400/
    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 13,507 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Sorry to hear about Mr SA's tumble. Did he trip over something? Though I know you've mentioned his balance isn't that good. Hope the bruising isn't too painful anyway.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
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