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Progress not Perfection

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,933 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Awesome work on the to-do list 🥂
    Don't forget to keep a bag or two to hide gin/beers in 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Willowtree222
    Willowtree222 Posts: 8,407 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Did your friend ever get her points back from the person who stole them?
    I’ve just heard from her. Yes she did. She phoned the helpline and they reinstated them. 
    That is good news. Awful that someone did that though. Glad she has them back. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • doingitanyway
    doingitanyway Posts: 10,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I am glad Mr SA got the dentist
    Your frog listed is motivating. I also like the idea of listing what has been done rather than what needs to be done. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Rhyddid2026
    Rhyddid2026 Posts: 1,021 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm glad your friend got her points back.
    When I was really struggling and overwhelmed I did a ta-da! list instead of a to-do list to list the small achievements rather than the ever growing things that needed doing. 
    Debts                04/01/25       02/02/26  
    Natwest2           £6,509.97      £5,100 
    NatWest CC      £7,612.74       £6,535
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £3.53
    CC total             £20,411.34    £16,088.53
    TSB OD             £500              £0
    1st Direct OD     £600             £0
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44    £7,655
    Total                  £36,195.78    £27,743.53
    EF £1,100.13
    HF £101.43
  • milann
    milann Posts: 11,677 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What a ridiculous place to put veg boxes 🤷🏻‍♀️
    January spends - £587.58
  • jwil
    jwil Posts: 23,107 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The only time I've ever seen the veg boxes in ours is behind the checkouts, it's a pain (not that I see them very often!)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Cherryfudge
    Cherryfudge Posts: 14,532 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I our L1dl, they're the wrong side of the tills as well - possibly to stop people from swapping in 'good' fruit, but it's a nuisance. Once I've been through the till with my shopping, I have my hands full and it's hard to collect a box - then you've got to find a way back and queue to pay.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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