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Small steps lead to big changes...

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  • beanielou
    beanielou Posts: 93,091 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The waiting is the worst. Do they not realise how bad it is for morale & more importantly than that for people’s mental health & wellbeing. Bah. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,432 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck for the industry event. 

    Do you have any hobbies that can help take your mind off things?
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 231 payments to go - now £178.5K Equity 28.6% cf £250K purchase
    2) Spend on handyman, external building works, patio door, hard landscaping, floor £25.3K
    3) CC £20.8K on 0% spends card offset by £31.3K savings
    4) Mortgage neutral by 06/2030 (AVC £15.1K + Lump Sums DB £4.6K + SiPP 1K) 20.6/£127.5K target 16.16% value at 15/11/24
    5) FI Age 60 annual income target £13.7/30K 45.7%
    6) SIPP £4.5K at 15/9/24
  • jwil
    jwil Posts: 20,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    The waiting is the worst. Do they not realise how bad it is for morale & more importantly than that for people’s mental health & wellbeing. Bah. 
    Thank you.  We keep getting signposted to online wellbeing stuff.  It's not going to solve the underlying cause of the problem!

    Good luck for the industry event. 

    Do you have any hobbies that can help take your mind off things?
    Thank you.  Reading is my escapism.  I don't have time/space/ energy for other stuff.  I'm finding Duo works well as a distraction when needed.
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 93,091 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So glad you had a nice break. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,425 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am so glad you have had a short break and that the weather has been good.
  • Sun_Addict
    Sun_Addict Posts: 22,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We used to go to Cornwall a lot when the kids were little. Glad you had a lovely break away. Just what you needed I guess. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • BalanceBy50
    BalanceBy50 Posts: 470 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    Just catching up! So very sorry you are going through all this uncertainty but glad you had a lovely weekend away. Sending you lots of love xx
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