We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Small steps lead to big changes...
Options
Comments
-
Annoyed with your workplace on your behalf 😡 Do these places not realise that people have feelings. Good news on the blood sugar front though. Well done on the amazing PADs despite everything. Keep plodding as Beanie would say 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Sun_Addict said:Annoyed with your workplace on your behalf 😡 Do these places not realise that people have feelings. Good news on the blood sugar front though. Well done on the amazing PADs despite everything. Keep plodding as Beanie would say 🙂
It's horrible for people, and it's not even like it's a handful, it's thousands.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
August - £118
September - £44
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
We've had a nice weekend meeting family. A more relaxed day today. Yet more school spends!
I'm hoping for a better week this week, little jwil has been fine over the weekend, so hopefully all will be ok tomorrow. Little miss and my colds have both pretty much gone.
I've got my MOT and service coming up soon, and if all goes well with that, I'm going to look into getting my windscreen replaced. It's got very fine scratches where the wipers go, and although they are not always visible, when the sun is low in the sky it's horrendous, so I want that done. No idea how much that is likely to cost though!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Today's PAD - £2Jan - £319Feb - £135Mar - £129Apr - £114May - £118June - £93July - £123August - £118September - £46"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
-
Happy Monday!
Little jwil seems fine and happy as ever today so that's a relief. Hopefully we can have a more straightforward week.
PADs are low this month, but I haven't been keeping up with surveys so nothing extra to add. I've spent an absolute fortune this month, hopefully next month will be quieter, though I'll be trying to do my shopping for Xmas and little miss's birthday so that won't help. I'd rather be organised though."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
It’s always nice to get in front with Christmas, then you don’t need to stress as much about the amount of food you also need to buy 😅
I’m glad little jwil is feeling happier.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
WinterWarrior said:It’s always nice to get in front with Christmas, then you don’t need to stress as much about the amount of food you also need to buy 😅
I’m glad little jwil is feeling happier."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Sorry about the on-going work uncertainty and that it is worse than you expected. Totally feel you on that.
Hope the kids settle back at school soon.
Well done on improving your blood sugar so quickly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
savingholmes said:Sorry about the on-going work uncertainty and that it is worse than you expected. Totally feel you on that.
Hope the kids settle back at school soon.
Well done on improving your blood sugar so quickly."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards