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Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
August - £118
September - £20"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
August - £118
September - £22
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
August - £118
September - £24
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
August - £118
September - £28
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Well done on the PADs. Difficult month September with all the school related costs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Hi Jwil, just checking in as you havn't posted for a few days, hope all is ok xx3
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Missing you. 😽I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thank you everyone 😍
I'm still lurking around, but haven't really felt up to posting. I've been trying to do a bit of self care and back on the healthy eating again.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Glad to hear you are giving yourself some care. Everyone will be here when you are ready and in the meantime do what you need to do. We wil be thinking of you.
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Since I last posted:
I've continued padding each day so need to check my total.
Still no news on work and it's delayed again. Seems like it will be even worse than expected as well. I went out on a work do which was lovely, but also bittersweet as we've all got the axe hanging over our heads and no one (including the boss) knows who is likely to be chopped. We don't have much of a turnover in our team so most of us have worked together for 10-20 years.
I had my blood test and though I haven't heard back from the GP, I had a sneaky peak in the app and my number has dropped a few points and is back in the prediabetes range thankfully. I'm going to wait until I hear from them and see what they are offering, but I'll probably go back to SW and see if the group support will help at all."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8
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