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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yesterday we went to see family which was nice.  Popped to the supermarket whilst out, and then pottered around.  4 parcels were posted, so more stuff gone.

    Today will be trying to do more around the house I think, and maybe the garden too!  Little miss brought her bedding down this morning unprompted!  It's nice not to have to nag.  She's also been sorting her room.  I did tell her if it wasn't done by Wednesday I'd be cancelling her friend visiting :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Have a good day. We have mega rain so no gardening here, hope the sun shines for you xx
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NeverendingDMP said:
    Have a good day. We have mega rain so no gardening here, hope the sun shines for you xx
    It's quite sunny here at the moment!  Thank you :) Have a good day too.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,949 Forumite
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    Sales are going well. Clearing stuff is very satisfying. :)
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    Sales are going well. Clearing stuff is very satisfying. :)
    It really is! :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree with the low standards thing - or get a cleaner - or a combination. 

    Hope you are having a better week Jwil.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingholmes said:
    I agree with the low standards thing - or get a cleaner - or a combination. 

    Hope you are having a better week Jwil.
    Thank you :)  I'm not great, but getting there.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't do a lot in the end yesterday, so today's plan is to carry on.  The kids aren't up yet which is unusual, so when they do get up I'll see if they want to do anything.  I'll take advantage of the fact they aren't up to give the living room a good clean.  I've put the sofa blankets in the wash, and need to wipe down the sofas, clean the windows (and sill), and dust.  Better go and do it now instead of sitting on here!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Enjoy the quiet time cleaning.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 August 2024 at 11:47AM
    WinterWarrior said:
    Enjoy the quiet time cleaning.
    Sorry, 'enjoy', 'quiet time', and 'cleaning' should not all be in the same sentence :D:D 

    It's done though, and looks so much better.  It's surprising about how much cat hair there still was considering we lost her 4 months ago.  Says a lot for my cleaning levels🤦‍♀️    I've also done the porch the best I can so that looks better too.  Hoovered including the stairs as well.

    Nipped to Mr M to get a few bits that I can't get in my 'normal' shopping tomorrow.  Filled up the car whilst I was there as it's only half full and that makes me twitchy :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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