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Small steps lead to big changes...

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  • Sun_Addict
    Sun_Addict Posts: 24,242 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Even I am getting hay fever symptoms this year and I don’t usually suffer. My eczema has flared up too so don’t know if it’s connected. Mr SA suffers a lot with hay fever and is worse than ever this year despite taking antihistamines. 

    Sounds like a good idea to get the bathroom sorted quickly before it gets worse. We had a heated towel rail installed when we had our bathroom replaced, no complaints there. 

    Sorry to hear about the work issues 😞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I love my heated towel rails, I have a tall one in the bathroom and one in the kitchen….they are fabulous for drying washing in winter, you can get tons on them 😅 I recommend tall ones with lots of bars…think of the socks you can dry in one go 😬
    I’m glad the production was good. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
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  • When we had our heated towel fitted we got one with an electric element  as well.
    so we can still dry towels in summer when the heating is off. Worth you thinking about that
  • jwil
    jwil Posts: 22,243 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Even I am getting hay fever symptoms this year and I don’t usually suffer. My eczema has flared up too so don’t know if it’s connected. Mr SA suffers a lot with hay fever and is worse than ever this year despite taking antihistamines. 

    Sounds like a good idea to get the bathroom sorted quickly before it gets worse. We had a heated towel rail installed when we had our bathroom replaced, no complaints there. 

    Sorry to hear about the work issues 😞
    It's been a while since I can remember my hayfever being this bad.  My antihistamines aren't touching it.

    I do want the radiator swapped for the towel rail, as it will tidy up that wall, so I'll see what the quote looks like first.

    I love my heated towel rails, I have a tall one in the bathroom and one in the kitchen….they are fabulous for drying washing in winter, you can get tons on them 😅 I recommend tall ones with lots of bars…think of the socks you can dry in one go 😬
    I’m glad the production was good. 
    That's a good idea about the towel rails.  We don't have any heating in the kitchen.

    When we had our heated towel fitted we got one with an electric element  as well.
    so we can still dry towels in summer when the heating is off. Worth you thinking about that
    Oh that's interesting, thank you.  I'd better do some research!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,243 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £75
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your Friday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
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  • jwil
    jwil Posts: 22,243 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Enjoy your Friday. 
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    With the heated towel rail consider if you want one that is linked to your heating only or one with electric power as well. I went for the first which was cheaper but regretted it a little later. The other thing to beware of is that they usually aren't as warm as a radiator would be. They look lovely though.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • doingitanyway
    doingitanyway Posts: 10,183 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry you've been struggling.
    You do so well with juggling all that you do.
    I remember when redundancies were on the cards in our office. It changes the whole atmosphere at work.
    Getting the bathroom done sounds like an excellent idea. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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