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It seems to have been a long and spendy month this month. Lots of stuff for school coming in. I've booked lunches up to the summer holidays and little jwil has come home with a trip letter needing £65.
My washing machine is playing up which is frustrating as it's less than a year old. It's not spinning. I've cleared the filter. So I'll need to try and look at that at some point. The manual is a series of videos which I find so frustrating as I don't want to watch a load of videos to find out which is the correct one, I work much better with words that I can just scan through to find the appropriate point, and keep referring back to it. (I know lots of others prefer videos, I wish they'd do both!).
After today I'm off until Wednesday so I'm looking forward to that! I've got my appointments tomorrow, but no real plans otherwise. The kids want to go family swimming as usual. Little miss got two Brownie badges last night, and has done another two which she'll get after the holidays. She's on a mission now, so she might be wanting to complete another she's got on the go as well in half term.
I'm so pleased about the election, including the opportunity for extra cash!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Can you just get them out to the washer as it will still be under warranty in the first year. Now is the best time to make a fuss before the year is up! It’s not fit for purpose if it breaks in the first year and if if turns out to be a bigger issue you may get a replacement.
Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
What a blooming pain about the WM.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Can I ask which Current Account you have that pays 4%? I've been with Halifax forever and they give nothing! Very lazy of me I know!Agree that you should get WM dealt with under guarantee, that way it's in the system.Hope you have a lovely 'long weekend' XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
It seems fine today, maybe it just needed a restWinterWarrior said:Can you just get them out to the washer as it will still be under warranty in the first year. Now is the best time to make a fuss before the year is up! It’s not fit for purpose if it breaks in the first year and if if turns out to be a bigger issue you may get a replacement.
I think perhaps I had too much weight for the cycle.
It definitely was! Thankfully it seems to be ok though.beanielou said:What a blooming pain about the WM.
It's Kroo, they pay 4.35%. https://kroo.com/current-accountChrystal said:Can I ask which Current Account you have that pays 4%? I've been with Halifax forever and they give nothing! Very lazy of me I know!Agree that you should get WM dealt with under guarantee, that way it's in the system.Hope you have a lovely 'long weekend' XX
Hope you have a lovely weekend too
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
And now I'm done until Wednesday
I did use the word 'no' at work today, so am quite pleased with myself. I've got enough to do without essentially doing other's work for them. It also meant that I left at roughly the time I planned today, rather than being stressed and running out of time to finish what I wanted to get done.
I got my notification today that I'm allocated the same place for the GE. I have permission from my boss too so that's all sorted. Just need to book the kids into before and afterschool club.
Tomorrow I have my health check/blood test and opticians. I must re read the email to check what they are going to be doing! I still am not eating well so it won't be great I'm sure. Tuesday me and the kids have the dentist, so I'll be fully MOT'd after that
I've got the urge to go out this weekend, but will see what the weather is like. I have the new Stephen King book to get stuck into anyway.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Thanks jwil, I'll have a look, but I'm not at all tech savvy!
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
Good luck with the appointments tomorrow. At least you’re getting them all out of the way. Good news your job looks secure for now although the changes sound unsettling. Why are changes at work never for the better.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Good news on the extra poll £.
Hope you get the WM sorted.
Have a lovely weekend.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Enjoy your mini break. Hope all goes well tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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