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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £77
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,015 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hope the household is enjoying a relaxing Saturday after a stressful week 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,102 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope the work Saturday was ok and you are now able to have some downtime. My friend is a chairman of school governors, he is also glad SATS week is over. Am sure little Jwil will have done great. Enjoy the sunshine if it's with you. 
    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doingitanyway said:
    Hope the household is enjoying a relaxing Saturday after a stressful week 
    Thank you :)  DH helped little miss with some of her Brownie badges whilst I was working yesterday.

    Sunshine_girl2 said:
    Hope the work Saturday was ok and you are now able to have some downtime. My friend is a chairman of school governors, he is also glad SATS week is over. Am sure little Jwil will have done great. Enjoy the sunshine if it's with you. 
    Thank you :)  It was a good day yesterday thank you.  I was busy this morning, but am enjoying the sun now :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £79
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad glad yesterday went well. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Glad glad yesterday went well. 
    Thank you :)  So am I.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm feeling very 'meh' at the moment, I think I'm just tired from last week, hormonal, and I haven't been sleeping (or eating) well either.

    Yesterday was good, I saw some people I hadn't seen for 20+ years so had a nice natter with them.  I also (I hope) managed to have a constructive discussion with a challenging regular correspondent who does not like the answers we regularly give them.  After the event I went for a coffee with a colleague who I haven't seen for a while as well.

    I had a flurry of activity this morning and have chilled for the rest of the day.  Next weekend I'll have a very long weekend as I'm off until Wednesday so I just need to get through this week which will be busy but hopefully not as pressured as last week.  I am contemplating going into the office tomorrow but am battling a strong feeling of 'I can't be bothered to lug everything there'  so I'll see how I feel tomorrow.

    Friday I've got a blood test and health check type thing for a health study, and then I've got the optician as well. Both at the same place, so that saves me hassle of making two trips.  I'm going to ask the optician to double check my prescription.  Sometimes my glasses feel very strong, particularly in one eye, but it might just be the contrast between wearing them and not wearing them plus a bit of eye strain from screen use.  I might take advantage of being in town to have a look for a couple of summer tops, but I tend to lose enthusiasm for shopping very quickly so I'll likely give up if I don't find anything in the first shop :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,102 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm with you on the lugging the stuff to work, but once I get there I enjoy seeing people . 
    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunshine_girl2 said:
    I'm with you on the lugging the stuff to work, but once I get there I enjoy seeing people . 
    Yes it's nice to see people.  I did go in after all :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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