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Comments
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Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £65
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I'm with you on cold callers.
There are vulnerable people so I don't think cold calling should be a thing anymore
Glad you got out in the gardenIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
I was also gutted to miss the Northern Lights. I was asleep 😞 Saw lots of lovely pics on my FB feed too.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I agree. My late MIL used to sign up to all sorts. I saw some more in the area this morning when I was on the school run, so quickly put the replacement sign up as soon as I got home!doingitanyway said:I'm with you on cold callers.
There are vulnerable people so I don't think cold calling should be a thing anymore
Glad you got out in the garden
I was so disappointed. I didn't think they'd be visible in the town with all the light pollution so didn't bother staying up. I have seen them before in Iceland though, so haven't completely missed out.Sun_Addict said:I was also gutted to miss the Northern Lights. I was asleep 😞 Saw lots of lovely pics on my FB feed too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £67
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've got a hectic week ahead of me with lots of peopling, and I've also got to work Saturday, so I'm quite stressed. I haven't stopped eating for the last two days so I'll have probably wiped out any progress.
Little jwil has his sats this week, and was mostly looking forward to the second breakfast
They've got a trip on Friday once they are over, so he's looking forward to that as well.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Peopling is hard and working Saturday should be illegal!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Hope that little Jwil's SATS go okay.
Well done on the PADs. Glad your job is okay for now.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Good luck to little jwil with his SATs. If he gets stressed try to tell him its not him thats being tested its his teachers to make sure thay are teaching properly.
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Agree with both of these things!WinterWarrior said:Peopling is hard and working Saturday should be illegal!
Thank yousavingholmes said:Hope that little Jwil's SATS go okay.
Well done on the PADs. Glad your job is okay for now.
Thank youladyholly said:Good luck to little jwil with his SATs. If he gets stressed try to tell him its not him thats being tested its his teachers to make sure thay are teaching properly. He doesn't really seem bothered at all thankfully! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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