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beanielou said:jwil said:I ordered the shampoo bar, body butter bar and face wash bar from the weekly email, so it will be good to try those when they arrive. I've never tried any of the bars before, but have been meaning to for ages. Just paying the postage makes it a good deal!
I have had a mars bar!
Hope you enjoyed the mars bar!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
The kids are doing a before school club until half term, so I get an extra hour today! They both have school discos later (at separate times) so will be running back and forth a bit.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £104
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Ah, I used to love a middle school disco…dancing to Come On Eileen around our handbags whilst the boys just ran around being ridiculous! Boys, honestly! 😅🤣 I hope they both have a great time.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I diden’t really enjoy the mars bar. 😆I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I've had a chocolate bar but interested in the other bars so going to look for it 😁2
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WinterWarrior said:Ah, I used to love a middle school disco…dancing to Come On Eileen around our handbags whilst the boys just ran around being ridiculous! Boys, honestly! 😅🤣 I hope they both have a great time.beanielou said:I diden’t really enjoy the mars bar. 😆Crazycatlady2 said:I've had a chocolate bar but interested in the other bars so going to look for it 😁"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Well done on the PADs.
Hope the kids enjoy the discos. So irritating when they are at different times...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Great PADs as usual.
School discos are remembered forever.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
savingholmes said:Well done on the PADs.
Hope the kids enjoy the discos. So irritating when they are at different times...doingitanyway said:Great PADs as usual.
School discos are remembered forever.Yes, it's little jwil's last one.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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