We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Small steps lead to big changes...
Comments
-
Today's PAD - £2
Jan - £141
Feb - £47
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £27 (PB win arrived
)
Jan - £141
Feb - £74
The kids are tag teaming. Little jwil back to school today, and little miss has now been sick this morning, so she's off for 2 days now!
Dr this morning for my knee. Good timing 🤦♀️"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Well done on the PADs
Sorry the kids are ill
Hope the GP helps with your kneeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:Well done on the PADs
Sorry the kids are ill
Hope the GP helps with your knee
The person I saw was really good. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £6 (survey cashout)
Jan - £141
Feb - £53
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Little miss is quite poorly bless her. She was totally wiped out yesterday, and this morning her throat is red raw and swollen with the usual tonsillitis white spots. I'll see how she is today and if no improvement get in touch with the GP tomorrow before the weekend.
My appointment yesterday was really good. The person I saw was really thorough. She says it's a problem with one of my tendons and has given me some exercises to try out. She offered to refer me to physio straight away, but I said I was happy to try the exercise first. She says it will take 6-8 weeks to see an improvement, and if not then I can get referred straight to physio. The link she sent me for information describes the pain perfectly, so it all sounds good. She also said I had good strength and was very flexible, which was really nice to hear as I've been beating myself up about how my fitness has declined, and so hopefully it's not as bad as I thought. It was a really positive appointment, and I'm relieved that I can continue trying to get active without worrying I'm causing problems. She didn't think my fall in covid was really causing any issues, but said if the exercise doesn't help they will send for an x ray to confirm.
This week has been horrendous at work, even without having to manage sick children. Today I've only got one meeting so can hopefully do some actual work.
We have parents evening for the kids tonight as well so hopefully all positive there.
Have a good day everyone."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
You appointment sounded promising. I hope the exercises work.
Also hope everyone is well soon.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
That sounds like a really positive appointment.
Hope the exercises help.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good luck for parents eveningAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you all. I'm really hopeful it works.
Little miss is desperate to go back to school tomorrow, I can't see how she can really. I'll have to see how she is in the morning.
I'm off now til Tuesday hurrah! Though I might log on to a meeting tomorrow to hear outside discussion about a project I'm involved in."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards