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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm feeling better today thankfully.  Yesterday I think I felt grotty due to lack of sleep more than anything else.

    Good news to wake up to that I won £25 on PBs!  I'll PAD that when it arrives.

    Not much planned for this weekend.  DH wants to go out, but I want to get on at home.  I want to finish cleaning/decluttering the kitchen ahead of the plumber this week.  I also want to get on with painting the small room.  Conversely it will do us good to get some fresh air!  We'll see.  Maybe we could go out for a bit rather than the whole day.

    Have a good one everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,949 Forumite
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    You used to have to have a licence from the council to sell ice cream. It was a bit pointless as it was just a form and no inspection. I dont know if its still the same.
    Ice cream is fine as long as there is no melting and then re freezing - it doesnt actually go off.
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    You used to have to have a licence from the council to sell ice cream. It was a bit pointless as it was just a form and no inspection. I dont know if its still the same.
    Ice cream is fine as long as there is no melting and then re freezing - it doesnt actually go off.
    It's been an interesting discussion.  I shall definitely be more aware about ice cream now.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH took little jwil out on his bike this morning.   Little miss didn't want to go so we stayed home.  I've achieved nothing so far.  I've completely lost my mojo!  I can't be bothered.  Hopefully it will return tomorrow!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good for you £25. Is that on a big holding. Changing mine over but keeping a little bit in PBs for the niceness of little wins  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good for you £25. Is that on a big holding. Changing mine over but keeping a little bit in PBs for the niceness of little wins  :)
    Not too big - £1000.  Looking back, I've had 3 lots of £25 this year so not bad at all!  I do dream of the big one :grin: 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just do half an hour~~better than no hours  :)

    Can you do PADS for me do you think?  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,025 Forumite
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    beanielou said:
    Just do half an hour~~better than no hours  :)

    Can you do PADS for me do you think?  
    You are right, I didn't do anything yesterday, though I aim to make up for it today!

    Of course I'll PAD for you as well :grin:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2


    Jan - £141
    Feb - £40
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm not sure my mojo is back, but I'm determined to make an effort today.  I'm hoping to have a first coat done in the bedroom this morning, then we'll go out and let the kids choose the colours they want.

    I've made a start on tidying the kitchen ahead of the plumber so will finish that this afternoon.

    Admin done this morning, and booked kids lunches for next half term.  Little jwil has decided he wants school lunches two days rather than taking a packed lunch.  I'm pleased as it means he has a bit more variety, and also it makes it easier on a Friday when we are going swimming.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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