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Small steps lead to big changes...

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  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £7, yesterday £2

    Jan - £319
    Feb - £126
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Little jwil is a big boy! I think we are all guilty of wittering about the same things, I for one never learn! 😬
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Little jwil is a big boy! I think we are all guilty of wittering about the same things, I for one never learn! 😬
    He is growing up!

    I eventually learn I think but after a million stops and starts, and some things never change!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My throat is still horribly sore today, but I don't feel as unwell as I did yesterday so hopefully it will soon be on the way out.

    I saw on the BBC app that we should find out secondary schools this week.  I thought it was later in March.  Hopefully little jwil will get into our first choice 🤞

    I finished early today as it's his birthday and we've had takeaway tonight.  He was very pleased with his new phone.  It's always nice to have an early finish.  I'm just updating my spreadsheets ahead of payday.  It's going to be a nice short month next month too as the end of the month is at a weekend :grin: 

    I'm reading the Noughts and Crosses series at the moment, they are really good.  I know I've started them before, but not sure why I never really got into them back then.  I'm really enjoying them.  It was funny reading in my old diary that I was watching Bones when I was expecting little jwil, as I'm also rewatching that at the moment, as I never got to the end of it before.  I do love it, and the Kathy Reichs books too, even though they are nothing like the series!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £128
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £7 (survey cashout)

    Jan - £319
    Feb - £135
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy payday!  I've done the money shuffle.

    Feeling a bit more human today at last so that's good.  I need to have a productive day at work today as it hasn't been great the last few days and I've also had to do the school run all week, so I haven't done as many hours as I normally would.  So today I am planning on clearing my to do list.

    Tomorrow I need to give the house a good clean as I have neglected that this week as well.  I did manage to catch up on the washing yesterday.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teapot2
    teapot2 Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you are feeling a bit better but don't over do things  [easier said than done I know]
  • beanielou
    beanielou Posts: 98,088 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teapot2 said:
    Glad you are feeling a bit better but don't over do things  [easier said than done I know]
    This from me too. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teapot2 said:
    Glad you are feeling a bit better but don't over do things  [easier said than done I know]
    beanielou said:
    teapot2 said:
    Glad you are feeling a bit better but don't over do things  [easier said than done I know]
    This from me too. 
    Thank you both :) 

    I wasn't successful with clearing my to do list, as there were too many interruptions today, so now Monday is going to be hectic.

    My plans to clean the house probably sound more ambitious than they really are :D  Just a general tidy, clean of bathroom and kitchen, and hoover through so it all looks relatively presentable on the surface.  I do hope to rest a little tomorrow as well as I'm still a bit wiped out.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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