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Hello jwil. Just catching up on diaries. You’re making great progress as always.I’m interested in the spending diary - I was going to do one in February but didn’t quite get there so gave it set up to do in March. Was there anything that particularly surprised you?L x2
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Thank youWinterWarrior said:That’s an excellent start to March.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
It's been a really useful exercise. I don't actually spend a lot outside of bills and groceries, and much of my 'extra' spending over the last couple of months has been birthdays. I'm planning on doing this on an ongoing basis so that I know exactly what I need to live on, and ensuring my budget is more accurate. I'm probably spending more on groceries than I imagine, and I'm spending the vast majority of my disposable income on debts, pads and savings.Hello jwil. Just catching up on diaries. You’re making great progress as always.I’m interested in the spending diary - I was going to do one in February but didn’t quite get there so gave it set up to do in March. Was there anything that particularly surprised you?L x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £22
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Waiting for a call back from 111 at the moment for little jwil. Hopefully in the next 6 hours!
He had a really bad night with his cough last night and was very croupy. It's been going on for long enough now, seems to be getting worse rather than better.
Little miss is also coughing now, so it's all lovely here
Hope everyone else is well!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Oh no! I hope 111 get back to you quickly. Fingers crossed for a swift recovery.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Oh poor little jwil 🙁 Hope you get a call back soon.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Poor little jwil. Hope he feels better soon & 111 phone back promptly.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks everyone. Still waiting 🙄
We live minutes away from the out of hours surgery and the nearest walk in centre is around 20 miles away. It's blooming ridiculous that we can't just get an appointment and no wonder people clog up A&E."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I did get a call back around 4pm. They want to see him. Now waiting for a call with an appointment!
We went to the pharmacy earlier to see if we could get any advice before everything shut. I've got some night time meds for kids, so will have that as a back up, and can use it if little miss's cough is bad.
They've just called and said they will ring with an appointment time after 8 tonight. !!!!!!."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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